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    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
    • Moved to the Private Parking forum.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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fivelaws v RBS Credit Card


fivelaws
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Prelim dated 29/Dec claiming £970 which included CI at 16.95%

 

Offer of £177 dated 11-Jan.

 

LBA dated 12-Jan.

 

Final 'I am sorry...' letter dated 18-Jan.

 

N1 printed & ready to file on Monday morning for the full amount of £891+fees (this being lower, because I had inadvertently included a couple of charges older than 6 years and didn't fancy the complications).

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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Hi fivelaws,

 

If you only have a couple of pre-6 year charges, I'd be inclined to leave them in the claim. Pre-6 year claims tend to be problematic when they're comprised mainly/wholly of pre-6 year charges, but if you only have a couple, you should be fine.

 

Best of luck ;)

Can't find what you're looking for? Please have a look at Michael Browne's

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21-Jan. N1 Filed @ Aldershot & Farnham County Court.

 

----------

 

Monsieur Crusher. Nice new avatar. I 'spose the pinkness is a bit passe now?

 

The cause of all my financial problems was a small business I started up 7 years ago which basically drained me of money. I finally bit the bullet (3 or 4 years late) and walked away just over 12 months ago and went freelance. Things couldn't have worked out better and I'm very nearly back to "ground zero" with almost no non-mortgage debt.

 

These last 3 claims pretty much cancel what I've got left. Which is quite sweet!

 

Ironically, considering your name, my lifeline in the early days were HSBC, who were brilliant. The new work has sent me to Hong Kong a few times, so I've got a wallet full of HSBC branded banknotes (they print their own!) and I've walked past their global HQ!

 

How's yourself?

 

just noticed... your modness. Yay!

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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yay indeed :-D

 

as for HSBC... dont swear at me!

 

HSBC banknotes... you mean they actually print their OWN money... :eek:

 

(actually, they are not that bad.. well the staff anyway. My branch was brilliant, it was the "others" further up the chain... you know, those who you cant get to talk to)

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Coincraft: Uncirculated Hong Kong 5 dollars

 

I think they've recently stopped printing their own, but about 50% of the notes in Hong Kong are HSBC ones.

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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steady on hun, you'll give poor crusher a heart attack!!! ;):D

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

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Lol...........................

 

You can almost see the steam coming out of poor Crusher's plunger!! :D

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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  • 3 weeks later...

Acknowledgement of service dated 6-Feb.

 

The CC must be busy - it's taken them more than a week to get the notice out to me.

 

Interestingly, the MINT claim has been handed to Cobbetts, whilst this one is being dealt with by 'Group Litigation' in London.

 

Why the difference when they are both RBS?

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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  • 2 weeks later...

AQ returned.

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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Nothing to see here... move along.

 

 

(Edit : Posted comment on wrong thread - sorry).

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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Offer!

 

Private courier firm delivered a letter this morning from RBS Group Litigation.

 

a) The letter had the wrong address, but fortunately they managed to work this out...

 

b) The offer was for about 2/3rds of the claim.

 

c) Cheque enclosed.

 

d) Usual restrictions.

 

 

Was tempted. Was *very* tempted... Sent a No.5 rejection letter along with the cancelled cheque.

 

Getting closer....

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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  • 2 weeks later...

*** WON ***

 

I made a counter-offer that was mutually acceptable to both parties.

 

Cheque in bank.

 

 

*waves* Goodbye RBS. It was fun whilst it lasted....

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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