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    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other!
    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
    • Regarding a driver, that HAS paid for parking but input an incorrect Vehicle Registration Number.   This is an easy mistake to make, especially if a driver has access to more than one vehicle. First of all, upon receiving an NTK/PCN it is important to check that the Notice fully complies with PoFA 2012 Schedule 4 before deciding how to respond of course. The general advice is NOT to appeal to the Private Parking Company as, for example, you may identify yourself as driver and in certain circumstances that could harm your defence at a later stage. However, after following a recent thread on this subject, I have come to the conclusion that, in the case of inputting an incorrect Vehicle Registration Number, which is covered by “de minimis” it may actually HARM your defence at a later stage if you have not appealed to the PPC at the first appeal stage and explained that you DID pay for parking and CAN provide proof of parking, it was just that an incorrect VRN was input in error. Now, we all know that the BPA Code of Practice are guidelines from one bunch of charlatans for another bunch of charlatans to follow, but my thoughts are that there could be problems in court if a judge decides that a motorist has not followed these guidelines and has not made an appeal at the first appeal stage, therefore attempting to resolve the situation before it reaches court. From BPA Code of Practice: Section 17:  Keying Errors B) Major Keying Errors Examples of a major keying error could include: • Motorist entered their spouse’s car registration • Motorist entered something completely unrelated to their registration • Motorist made multiple keying errors (beyond one character being entered incorrectly) • Motorist has only entered a small part of their VRM, for example the first three digits In these instances we would expect that such errors are dealt with appropriately at the first appeal stage, especially if it can be proven that the motorist has paid for the parking event or that the motorist attempted to enter their VRM or were a legitimate user of the car park (eg a hospital patient or a patron of a restaurant). It is appreciated that in issuing a PCN in these instances, the operator will have incurred charges including but not limited to the DVLA fee and other processing costs therefore we believe that it is reasonable to seek to recover some of these costs by making a modest charge to the motorist of no more than £20 for a 14-day period from when the keying error was identified before reverting to the charge amount at the point of appeal. Now, we know that the "modest charge" is unenforceable in law, however, it would be up to the individual if they wanted to pay and make the problem go away or in fact if they wanted to contest the issue in court. If the motorist DOES appeal to the PPC explaining the error and the PPC rejects the appeal and the appeal fails, the motorist can use that in his favour at court.   Defence: "I entered the wrong VRN by mistake Judge, I explained this and I also submitted proof of payment for the relevant parking period in my appeal but the PPC wouldn't accept that"   If the motorist DOES NOT appeal to the PPC in the first instance the judge may well use that as a reason to dismiss the case in the claimant's favour because they may decide that they had the opportunity to resolve the matter at a much earlier stage in the proceedings. It is my humble opinion that a motorist, having paid and having proof of payment but entering the wrong VRN, should make an appeal at the first appeal stage in order to prevent problems at a later stage. In this instance, I think there is nothing to be gained by concealing the identity of the driver, especially if at a later stage, perhaps in court, it is said: “I (the driver) entered the wrong VRN.” Whether you agree or not, it is up to the individual to decide …. but worth thinking about. Any feedback, especially if you can prove to the contrary, gratefully received.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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citi- not responding at all **WON**


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hi to you all,

i am suprised at the way citi are dealing with these cases.

have added all my charges, plus interest and sent them requests for repayment.

have not heard or recieved any replies at all.

sent them final lba xmas and now going to issue court papers against them.

Oxford county court is listing all credit card cases as i have filed and won against crap1

reading the threads citi fight more than the others then?

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Citi will fight tooth and nail and try every trick in the book not to pay out, but if you stick to your guns eventually they will.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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hi,

nothing at all from citi, have checked to make sure they have signed for the letters.

3 lba letters sent and not even a reply. going to issue court papers soon , just wondering if to do stat 8% or ci rate ,

has anybody had any success with ci???

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Heard that all money claim filed claims are being stayed, so hopefully you've gone the N1 route.

 

Get in touch with me when you receive an allocation questionnaire as i'll have a few things for you to submit at this time.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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thanks enron, just recieved the letter from the court to say it is being served, so will keep you posted.

yes i did n1 route and oxford court is not staying these cases at the moment.

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Let me know how you get on.

 

From the point of view to Citi claims, you should be able to effectively argue against a stay.

 

The current court case relatves purely to current bank account overdraft charges, and not credit card charges. On the issue of CC charges there is already an OFT report in place, which the defendant has obided by in lowering its charge to £12 per default.

 

The issue here is whether the charge of £12 which is at the maximum level outlined by the OFT is an accurate reflection of the defendants costs. And the fact that the conflicting cost pre-estimates submitted to courts by the defendant need further exploration by means of a full breakdown of the figures used as a basis to calculate the pre-estimates. (for which the draft orders serve this quite well).

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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  • 2 weeks later...

sorry gizmo and enron have overlooked this lately while waiting for a response to court papers.

they have until friday the 25th jan to acknowledge the claim.

the address i sent the requests to was citi cards, po box 54, Salford, Manchester. M5 3BP

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The PO Box goes directly to their Salford Offices, as i've got headed note paper from Mr.Brian Smith with both addresses on.

 

Request judgement on the 26th Jan if you hear nothing from them.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Hi Oggy1,

 

It appears I'm in a similar position to you.

 

I was awarded judgement by default but then the court pointed out that because I'd given them the PO Box address it may not be enforceable. Has this happened to you?

 

I'm also trying to fight off them setting aside the case.

 

Have you got any updates on your case?

 

PatsyTheCat x

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  • 3 weeks later...

have just recieved a letter and payment from citi.

 

the payment is only a small part of the claim and they say they are not paying interest eeven though court papers have been issued and the amount they have paid is the balance between £25.00 chages and the £12.00 they are now allowed.

 

i am sending the cheque back and informing them that the whole amount is due plus interest and costs.

 

any comments would be welcome.

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I like it,

 

I had a case against pixmani where they owed me for the item I returned under their guarantee + court costs + interest and other costs.

 

they initially (in the final days) sent me just the cost of the item, and said that's all they would send and its the F&F offer and would I instruct the courts to stop the action, I wrote back saying to send the remainder that I am claiming for otherwise I would continue with the action, of course within a couple days I had received complete and full payment :)..

 

They wouldn't pay anything unless they know they have to .. so go for it :)..., they wont risk a CCJ for a few quid, they are just trying to score some points back I think.

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thanks kev , i hope so because the case has started they will have to refund costs etc, i wonder what they will think when the cheque gets returned.

congrats on getting your claim sorted.

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Just send it back, its a standard Citi tactic.

 

Likewise they'll also include text from a judgement in their favour when you get the bundle from them. Another scare tactic which doesn't amount to anything, as previous claims don't set a legal precident.

 

Its likely that they'll go all the way to the hearing, and risk incurring the CCJ.... but let me know when you get to AQ stage as i'll have alot of stuff for you then.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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  • 1 month later...

rang the court today as i had not heard anything and citi did not file any defence at all and the court manager advised me to flie for judgement asap.

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Good. Go for it, but don't be surprised if Citi, on receipt of the judgment notification, apply for a setaside. They frequently do this and sometimes get away with it.

 

Let's hope you're fortunate and they cough up.:)

 

Els

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Exactly what I thought.

 

Citi have a habit of losing mail at what could be considerred a conveinent time.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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