OOPs that should be Direct Auto

My dauhter in law bought a car from Yes car finance she gave the vehicle back then the problems started-

She is being pursued by debt collectors for the balance of the insurance premiums.(£1500)

On the agreement insurances were shown as a seperate agreement and the PX deposit was shown on the Insurance agreement.

This obviously was meant to be a deposit on the car, therefore the agreement is wrong. can anyone advise on the wording and/or the act that would deal with this, my feeling is that the agreement should be unenforceable but I need the technical argument to use

Thanks

Hello Crusty Git

this website might be able to help :

http://www.saynotoyes.co.uk

I'm fairly sure there is a claimm against them if they have used the deposit to pay the insurance but not sure of the technicalities

Hi PMHREAD

thanks for the input,

I have searched that website but it does seem to encourage people to contact claims handlers or the CAB, I am not sure that that is the way to go.

Thanks again

John

Hi PMHREAD

thanks for the input,

I have searched that website but it does seem to encourage people to contact claims handlers or the CAB, I am not sure that that is the way to go.

 

Thanks again

John

I am interested in your comments regarding http://www.saynotoyes.co.uk. and just wish to clarify a couple of points:

Yes, we do advise contacting the Citizens Advice Bureau. The reason for this is that they have a dedicated team of advisors for Yes Car Credit/ Direct Auto Finance problems at most of the bureaux.

There is a contact email for them via the site.

As far as the claims handling company is concerned, we only give this as an option. This is to give the members a choice of help in solving their problems.

We have had tremendous success in the past year. Many of our members have managed to resolve their problems using these links.

I am sure if you visit the site and post your questions, you will be given all the help you need to resolve your problem with DAF /YCC. You would be made most welcome.

Buzz. ( moderator http://www.saynotoyes.co.uk )