Jump to content


  • Tweets

  • Posts

  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Advice before Claiming


Adam20
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6454 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have been reading this site with great interest over the last few weeks.

 

I have a Bank of Scotland Student Current Account with an overdraft limit of £750. I had a serious gambling problem and lost around £15,000 on credit within the space of a month. I then started going to casinos writing cheques for £100 with my cheque guarantee card. I did this with my Bank of Scotland account about 15/20 times over the space of a week. Each time, the cheque bounced and I was charged around £30/£35 for this.

 

A debt collector was sent to my door to remove my card and cheque book which I gave him and my account was passed to collections.

 

I paid off the money I owed over the last year and my account was re-opened two weeks ago, they have still given me the £750 o/d limit, which I am currently £700 overdrawn in.

 

I would like to submit a claim for the bank charges that I received, do I stand a chance of getting the charges refunded to me? I feel that that I will be unsuccessful as I was fully aware that I had insufficient funds available and continued to write cheques that would bounce in the casinos.

 

I would be greatful for opinions on this, before I end up going to court, losing and having to pay back my full o/d that I can't afford to pay.

 

Thanks in advance,

 

Adam

Link to post
Share on other sites

Hi Adam

Welcome to CAG! Yes you can claim your charges back! Read the FAQs and spend a bit of time familiarising yourself with the process.

It doesn't matter whether you knew you were overdrawn etc that doesn't change the fact that the charges were unlawful.

Sky

BOS - Prelim letter del 19/5/06 LBA del. no response - filed 12/06

Clydesdale Financial Services - Gave them their chances off to court we go!

HSBC - Watch out I'm coming after you next!

 

If you like anything I say click the scales!

Link to post
Share on other sites

  • 1 month later...

I agree. The charges are unlawful and that is the main point. You should definately claim.

I also wanted to say look after yourself. I don't know how long you had a gambling problem for but if you consider that you were addicted you should consider getting help, maybe from a support group. Maybe you have already done this. Just wanted to write it as probably your biggest danger is going back to gambling.

Take care and definately go for your charges.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...