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    • Absolutely normal.  They do their best to waste your time and also the time of the courts. It doesn't cost them anything.  It costs you and it costs the taxpayer so what do they care?   These are all the reasons why you should not agree to mediation but insist on going to trial.  They will continue to waste your time right off until the trial date and then probably make you an offer.  At least then it won't be in confidence and you can tell them to go and do one if they don't offer you 100% of what you are claiming
    • No, but all you'd do is blindly run the statute barred date for another 18 months. Just sit on your hands until you get a letter of claim, then send a CCA request.  
    • A growing group of conscious consumers have found other strategies to keep companies honest.View the full article
    • Just like last time, Evri requested more time so they have another 2 weeks
    • Just an update, finance company rejected my complaint saying they've found damage but can't tell when it's from even though I've shown them how the front end is misaligned in the advert photos compared to another identical model car they're selling.  Dealership now want to charge me to get the car brought back to me but will only discuss over the phone which seems off. They're also saying no damaged was picked up by JLR main dealership before I purchased it but my local JLR dealerships till this day haven't mentioned the damage to me because they don't go into stuff like that for some reason lol  Ombudsman case is still open, not sure if I should leave the car with them or just pay to have it brought back.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

I fought the Lloyds and the Lloyds won....


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Help get the Bank Charges Reclaiming Protest Song to No 1

Join the fight to show the banks who’s boss!

Over a million people have reclaimed an estimated £1bn of bank charges; today the “I fought the Lloyds” protest song by Oystar goes on pre-release. This e-mail is to ask everyone who’s reclaimed, wants to reclaim, or supports the cause to spend 50p via text to buy the song. Help get it top of the agenda by being top of the charts in the week of the big test case.

Get this to no. 1; to order a 50p download, text bankers to 82822

Please forward this to everyone you know who’ll be interested

Neither the band, record label nor MoneySavingExpert.com profit from the song

 

 

 

 

 

 

 

 

Done! :-)

A £35 pound bank charge is not a charge for a service. Its theft.

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Ha Ha,

 

I was waiting for someone to comment on that. Yes I'm sure - cause although the guy in the song won - many others are still fighting Lloyds and are currently losing due to the waiver and test case. I stand by my thread title.

A £35 pound bank charge is not a charge for a service. Its theft.

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but they will lose eventually.............when people start singing about the injustices of the retail banking system then the end is in sight. You couldn't get better PR than this for the anti charges cause.

A £35 pound bank charge is not a charge for a service. Its theft.

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Hi everyone its Joemarket again. I am still having problems reclaiming my PPI from Capital One. So far I have received a letter plus a copy of what seems to look like their current terms and conditions guiding the issue of credit cards. This is in response to the CCA (which indicates my acceptance to take out PPI on my credit card) request I made in July 2007. They have stopped deductions of PPI from my account not with my concent. I am not sure what to do next. Can I go to the court to reclaim monies that has been wrongfully taken from me?

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  • 4 weeks later...
  • 2 weeks later...

I've paid for the download but its a shame that the website isn't actually working for me to get it. I don't necessarily want a copy of the song but apparently I need to download it for it to count.

 

:x

7/2/07 - Full unconditional settlement + £50 for taking time off work :D

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Listen while you read the threads:

My Music8-)

More Music

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I did try that first of all sytra, but that didn't work either. I must say I'm not filled with confidence to see 'powered by last.fm' up on tunetribe. I've struggled to use that site too on many an occasion.

 

I will try from work tomorrow, perhaps it will be quieter then.

7/2/07 - Full unconditional settlement + £50 for taking time off work :D

________________________

Listen while you read the threads:

My Music8-)

More Music

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I was having problems earlier on, in fact just after I got my text. I kept getting a message basically telling me that the order wasn't found for my mobile no. But I kept trying & got there in the end.

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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If there is anyone who has been having problems with trying to download the song "I fought the Lloyds"ipod-108.gifplease don't give up trying, it took me a few attempts to download my copy, but I got there in the end.

There has been a lot of people who have had the same problem, so there must be a big demand, & considering that, I reckon it'll reach No. 1 in no time, but you have to download it for it to count.

Does anyone have any idea as to how many copies have been downloaded so far??

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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This is how all songs should be sold.

http://www.moneysavingexpert.com/site/bank-charges-song

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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--------------

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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Thanks for that sytra, I've just been & had a look see. It's great news, I'm sooo pleased that all us campaigners helped to get them there, I only hope they get even further up the charts & straight to No. 1!!:D:D

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

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I like some of there other songs to. Not very many bands i can say that about,

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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