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    • Hello, Following the submission of my defense, last night I received an email from DCBL indicating that the claimant intends to proceed with the claim (I've attached a screenshot of the email for reference) along with the N180 directions questionnaire. I'm unsure how they obtained my email, but I suspect it was through the courts' form when I completed the Acknowledgment of Service. This email almost slipped my attention. I have also today received a letter from court to state they have received my defense.  It appears they are requesting an online telephone hearing with the court. Could you please advise me on the necessary steps I should take at this point? Thank you for your assistance. Letter-Email 25-04-24.pdf N180 - Directions questionnaire (Small Claims Track).pdf
    • Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
    • Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
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West KO's RBS


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I have been trying to claim from Royal Bank of Scotland for a while now. I have now made a claim through money claim. I orignally received a part refund from RBS for a little over £400. But they still owe me just over £1400. The problem i have at the moment is that i received a letter from the court saying that the summons should reach the bank on the 12/06/06 meaning that the bank have 28 days from then meaning that i should receive something by the 10/07/06? I have logged onto the money claim site today and there is a box that says claim and in that it says acknowledged 21/06/06. So is this where i start the 28 days. Need support please as i dont want to get it wrong and shoot myself in the foot. I still have not received anything from the bank. Is it advisable to call the bank and see what is happening and inform them that i am not willing to accept anything less than the full amount owed. HELP PLEASE

Thank you

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Hi,

 

The 28 days start from when the claim is deemed to have been served to the bank, so from your post it sounds like this is the 12/06/06.

 

You should have had a letter from the court which said something like "posted by first class post on xx/xx/xx, deemed to have been served on xx/xx/xx.

 

Hope this helps,

24/04/06 - Capital One - £170.00 - Court Claim Acknowledged - Defendant intends to defend claim

18/05/06 - Full settlement received (£170.00) + another £20 for charges added after claim issued.

 

16/05/06 - RBS - Court Claim Submitted - Total £4900 (inc. Interest + Court Fee + Allocation Fee)

22/05/06 - Acknowledged by RBS

16/06/06 - RBS Defence Received

29/06/06 - Settlement offer from Cobbetts LPP £2,500

22/07/06 - Hearing date given as 27th October, York County Court

25/07/09 - Cheque received from Cobbets for £4800!! only £100 to go!!

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Today i have received a "notice that acknowledement of service has bee filed" letter. It is from Cobbetts LLP?!?!?!?! What do i do? It says that they intend to defend all of this claim. Shall i call or just leave it for now, help muc appreciated.

 

 

Thank you

 

Neill

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leave it for now only respond to any requests from the court. you're on exactly the same timescale as me. Rbs have 28 days from the date deemed received to file a defence with the court! when they do that you'll prob get an allocation questionaire but thats a few weeks off yet!

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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Sorrry for the long title.

 

Looking at my previous posts i am a little worried about the timescale of my claim. Biting my nails as we speak. Have not heard anything else from the bank or solicitors. It hasnt really been that long since last letter but feels like an eternity.

 

 

Any advise/support/small donations!(kidding!) welcome

 

Thank you

Neill

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I doubt you'll hear anything till day 28 when they enter a defence. You'll then receive a request for more information, most of which have been dealt with on previous threads so usually pretty standard.

 

Don't worry there are plenty of us in the same boat but reading around the forum gives you more confidence!!!

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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thank you staceymason, i hope your claim is going well, keep me updated. I still have not heard anything back from either bank or solicitors. Fingers crossed will be getting refund. The date for them to reply is coming soon.

 

Should i leave it a few days after the expected date of 10/07/06 or should i take action straight away??

 

Thank you

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Hi west,

 

If they don't defend by day 28 you will be able to enter for a judgement by default on moneyclaim, you should do this as soon as it will let you only if they don't defend though.

 

Stacy x

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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i looked at the pdf of my claim which states it was the seventh when i submitted the claim and the letter said 12th. Roll on 10th July for judgement.

 

Cannot wait.

 

It will pay last years student fees.

 

Thank you

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It'll prob be 00.01 on the 11th when you can apply for judgement, you'll have to wait up!!!

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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No post from solictors today. At 12.01 will be pushing for judgment from money claim, hope im doing this the correct way, wish me good luck everyone. Will keep you updated. Neill

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is that the right date. The bank have acknowledged it on the 21/07/06 and said they will put in a defence. But is that a defence or just acknowledging that they will put in a cliam????????????? HELP!?!?!?!??!?!?!?!?!?!?!??!?!?!?!?

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Hi west,

 

Its 28 days from the date the bank were deemed to have received it, you should have had this in a letter from the court. I think in your case its the 12th! Which means today is the day! Check on moneyclaim has a defence been lodged?

 

Also ring the court at 4.15ish this aft and confirm a defence still hasnt been lodged! Good luck!!

  • Confused 1

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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Good morning everyone, i tried to claim at just after midnight this morning but the system wouldnt let me. I woke up bright and early this morning and the weather is amazing. I logged onto money claim and have applied for judgment on their ass (by default). Lets see how long it takes for them to cough up,any ideas anyone? I appreciate all the help everyone has given me, both here and at moneysavingexpert.com. I will let both sites know when they pay.

 

Fingers crossed.

 

And staceymason please let me know how yours is going.

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Hi west,

 

CONGRATULATIONS!!!!!!!!!!!!!!!!!

This is so exciting!! I've got till next Tuesday for RBS to defend, I hope they don't bother!!! Let me know when you receive the cheque!

 

 

You might want to change the title of the thread now! give other people a bit of encouragement!!!

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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I don't think they can file a defence tomorrow, they had until the 10th, has it been passed to the judge to grant the judgement?

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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It means its with the judge, he should look at it today and grant it, RBS will then be sent a letter, if you look around there were two other people a bit further on after having judgement granted and I think RBS have applied for a set aside.

 

Hopefully they'll just pay up!

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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its called double bailiff day vs RBS by cowlie and matilda153 is the other one, don't know how to put links in!!!!!!!!

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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Hello again, i have just received a notice of transfer of proceedings. i s this standard??? and an allocation questionnaire.

 

Should i send it with spreadsheet?

 

help please.

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