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    • Thank-you dx for your feedback. That is the reason I posted my opinion, because I am trying to learn more and this is one of the ways to learn, by posting my opinions and if I am incorrect then being advised of the reasons I am incorrect. I am not sure if you have educated me on the points in my post that would be incorrect. However, you are correct on one point, I shall refrain from posting on any other thread other than my own going forward and if you think my post here is unhelpful, misleading or in any other way inappropriate, then please do feel obliged to delete it but educate me on the reason why. To help my learning process, it would be helpful to know what I got wrong other than it goes against established advice considering the outcome of a recent court case on this topic that seemed to suggest it was dismissed due to an appeal not being made at the first stage. Thank-you.   EDIT:  Just to be clear, I am not intending to go against established advice by suggesting that appeals should ALWAYS be made, just my thoughts on the particular case of paying for parking and entering an incorrect VRN. Should this ever happen to me, I will make an appeal at the first stage to avoid any problems that may occur at a later stage. Although, any individual in a similar position should decide for themselves what they think is an appropriate course of action. Also, I continue to be grateful for any advice you give on my own particular case.  
    • you can have your humble opinion.... You are very new to all this private parking speculative invoice game you have very quickly taken it upon yourself to be all over this forum, now to the extent of moving away from your initial thread with your own issue that you knew little about handling to littering the forum and posting on numerous established and existing threads, where advice has already been given or a conclusion has already resulted, with your theories conclusions and observations which of course are very welcomed. BUT... in some instances, like this one...you dont quite match the advice that the forum and it's members have gathered over a very long consensual period given in a tried and trusted consistent mannered thoughtful approach. one could even call it forum hi-jacking and that is becoming somewhat worrying . dx
    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕 The more I read this forum and the more I engage with it's incredible users, the more I learn and the more my knowledge expands. If my case gets to court, the Judge will dismiss it after I utter my first sentence, and you DCBL and Highview don't even know why .... OMG! .... So excited to get to court!
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
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RBS took claimed money back


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I have been helping many friends and relatives claim back their bank charges as part of a personal mission usually with great success.

 

Thismorning i received a phone call from a friend who i helped with a claim against the rbs. She had been made an offer of £2700 on a £3800 claim that had been stayed by our local county court.

 

Being very desperate for some cash she reluctantly accepted the offer and has been waiting for over a month for the cheque, as she thought her account was closed.

 

What she failed to mention to me was that she did one of those (IVA) things a year or so ago, and her rbs account was included in this.

 

When she called to chase up the cheque, she was informed that the money had been payed into her account and that they had taken back what they said she owed them.

 

This left her with £40 in her account which has now been closed properly and they have sent her a cheque for the credit ballance.

 

If she had known that this was going to happen, she would never have accepted the offer and would have waited for the outcome of the test case and still have had a few quid to play with.

 

I am aware that the rbs are probably well within their rights to do this, however, if anyone knows a way it can be contested, i would be very gratefull for your comments.

 

Equally if anyone knows that it is all above board and there is nothing else that can be done, it would save her a lot of time and worry if you could let me know.

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If your friend was on an IVA RBoS shouldn't have taken the reclaimed charges and kept them. They really should have been distributed amongst all creditors to my knowledge.

 

Might be worth posting this one up in the debt forum for some more comments/advice. :)

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As Hedgey states RBS do not have the right to hand themselves this money. It should be spread amongst the other creditors as well on a pro-rata basis. An IVA is a legally binding agreement. RBS are trying to ignore that fact. She needs to get in touch with her Insolvency Practitioner regarding this matter. The IP should sort it out for her.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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