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    • Post Office scandal expert Moorhead predicts solicitor strike-offs Richard Moorhead, professor of law and professional ethics at the University of Exeter and a prolific writer on the Horizon scandal, said it was ‘highly likely’ that people would be removed from the profession. He added that he also expects one or two individuals to face criminal prosecutions. He was ‘cautiously supportive’ of the Solicitors Regulation Authority's position of waiting until the public inquiry has finished before taking any decisions on disciplinary proceedings, saying the regulator has been doing a lot of investigatory work behind the scenes. But Moorhead said the SRA should provide ‘greater clarity and detail’ about what it is doing currently.   Professor Richard Moorhead predicts strike-offs over Post Office Horizon scandal | Law Gazette WWW.LAWGAZETTE.CO.UK Lawyers have been 'everywhere' in the scandal, Professor Richard Moorhead tells legal ethics conference.
    • If this goes to court, you'll be asked to declare your earnings. Any fine is a percentage of what you earn per week.  
    • Hi Dx, HB can you share the link of Tireddodo's case thread , may be i can learn something from there?  
    • As i don't have any mitigating circumstances other than trying to save pennies, will they fine me to the maximum? What is the maximum fine they will impose? I honestly don't know how many times i use it.  I will get a criminal record which means i can't find another job? Will they prosecute my partner?   
    • Yes. They won't inform your employer but you may need to. You need to check what it says iin your employment contract. I don't think it usually causes huge problems for most people. HB
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Loans.co.uk


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Over the past six months we have been receiving a lot of unsolicited cold calls from Indian call centres offering secured borrowing to reduce outgoings. The nature of the calls have been quite high pressure and have happened at all hours. We have been wondering where our details have come from as we are ex directory. The picture suddenly became clear last week when this letter was received from Loans.co.uk

 

Dear .......

 

We recently learned that information relating to you may have been among certain data sold to third party loan companies without Loans.co.uk permission. We have reported this incident to the Police.

 

The information that may have been provided included your name, address, telephone number as well as details in your Loans.co.uk application from such as the requested amount, the purpose of loan, your date of birth and your mortgage details.

 

We believe that information may be used by third party loan companies to contact you to market financial products. We are not aware of the information being used for any other purpose. Alathough there is a possibility that your information could be used to cmmit what is known as ''identity fraud'', we believe it is unlikely.

 

We apologise for the incident and any concerns or inconvenience that it may cause. As always our priority is the security of individuals information.

 

To provide you with peace of mind and at your option we will provide Credit Expert from Experian for the next twelve months. You will not be charged for his service. ou ahve until the 12th October 2007 to sign up for this service.

 

We have also attached a list of precautions you may find helpful in protecting your personal and financial information generally.

 

Yours sincerely

 

Julieann Greer

Managing Director

 

 

Any thoughts on this and my wife is livid and looking for a decent letter to get some proper compo.

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Can people effected not make a complaint to the information commissioner regarding loans.co.uk as this seems a massive breech in the DPA98.

 

Information Commissioner's Office - ICO

Ex-Retail Manager who is happy to offer helpful advise in many consumer problems based on my retail experience. Any advise I do offer is my opinion and how I understand the law.

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