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    • If you do get a letter of Claim and or Pre Action Protocol pack 15. Where there has been non-compliance with a pre-action protocol or this Practice Direction, the court may order that (a) the parties are relieved of the obligation to comply or further comply with the pre-action protocol or this Practice Direction; (b) the proceedings are stayed while particular steps are taken to comply with the pre-action protocol or this Practice Direction; (c) sanctions are to be applied. 16. The court will consider the effect of any non-compliance when deciding whether to impose any sanctions which may include— (a) an order that the party at fault pays the costs of the proceedings, or part of the costs of the other party or parties; (b) an order that the party at fault pay those costs on an indemnity basis; (c) if the party at fault is a claimant who has been awarded a sum of money, an order depriving that party of interest on that sum for a specified period, and/or awarding interest at a lower rate than would otherwise have been awarded; (d) if the party at fault is a defendant, and the claimant has been awarded a sum of money, an order awarding interest on that sum for a specified period at a higher rate, (not exceeding 10% above base rate), than the rate which would otherwise have been awarded. https://www.justice.gov.uk/courts/procedure-rules/civil/rules/pd_pre-action_conduct   .
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • Thanks all! My wife was driving at the time (took our daughter to get new school uniform) and I wasn't there so I'm not sure what the signage was actually like, but yes, Parkopedia says 2:30, so it's barely over that. I will check it out with her when she gets home later, I haven't even told her about this yet as she'll probably be quite upset. So - likely my best response at this stage is to just wait it out until a Letter Before Claim arrives?
    • check mcol does it state DQ N180 sent to you? if it does then: https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5088148 3 copies yes to mediation (unless you filed our Statute Barred Defence OR this is a claim for a Private Parking Ticket) 1 wit you Suitability for determination without a hearing? no (that the issues are so complex they need to be argued orally') the rest is obv 1 to the court 1 to their sols (omit phone/sig/email) if no sols send to claimant 1 for your file   dx
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Loans.co.uk


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I have just opened my post and received a strange letter from the above Company. They tell me that they have recently learned that information realting to me may have been among certain data sold to a third party loan companies without Loans.Co.UK permission. Apparently they say that they have reported this matter to the police.

 

The information that may have been provided included my name, address, telephone number as well as details of my loan application form.

 

They believe that information may be used by a third party to market financial products or it could be used to comit what is know as identity fraud.

 

They have offered to sign me up to Credit Expert for 12 months free of charge and have apologised for this incident.

 

Has anyone else had a similar letter and how genuine is it. Whildt I have never had a loan with them, I may once have contacted them and did not proceed so there could well be an application form.

 

What do I do next to protect my position and am I entitled to any compensation and if so how do I go about it. Also, should I contact the Information Commisioner as my personal details have been exposed to unknown persons according to the MD of Loans.Co.UK.

 

DS

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Freaky, what finances.... they must have heard about our recent win with HSBC!!

I have read the other thread and have joined on to that thread as I do believe we are in for some compensation!! and a hell of a lot of answers still yet to be gained.

 

DS

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Sounds like a [problem] to me !!

 

Funny, I recieved notification recently that I had "won" €750,000 on the Spanish Lottery (They explained the fact that even though I had never even bought a ticket, I had been allocated some as part of a promotion)

 

LUCKY ME !!!

 

Now..... All I need to do is give them my Bank account details, sort code, account, address, my home address, my Date of Birth, (and any other personally identifiable info that a bank requires when authorising any transactions in or out)...... and then go out and decide what Yacht i would like to buy !!!

 

Wow !!!:D

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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Congratulations Photoman!

I would be willing to advance you the money from my personal account in order for you to receive it earlier. Just supply me with all your banking details and any security passwords you have attached to any of your accounts!

Then once you receive the money you can return the money.

I do not require payment for this service!:D;):D

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My Hubby has just done a company search and found this!!

 

Donna Pumfrey is the Company Secretary for loans.co.uk. She the solicitor for MBNA.

 

Loans.Co.UK on 31/12/2006 is is wholly owned subsidury of MBNA.

 

DS

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it is right you contact them and find out which police stn they reported this infomation to and if and when it checks out correct,you then go for a full blooded prosecution under the DPA ,and then you put forward your compensation claim...good luck

dont forget the s**t they have given some of the caggers on here ..stick de boot in

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  • dx100uk changed the title to Loans.co.uk
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