I have two claims in the pipe-line, for my family and now have requests to do two more!!!One has been stayed (14th.Nov.Cardiff) for which I am applying to have lifted.

Does anyone have any thoughts on whether its best to file these claims in court or through the Ombudsman.

I've already forked out £440.00 for claims for my kids (they've got no money)

The ombudsman's free and he will have to abide by the test case won't he?

Any comments?

Hello Everybodiesmum

I can't answer your question but thought I'd tell you that my case has been stayed in the Cardiff court on 14 November too!

I'm ppleased to see you're applying to have the stay lifted because first of all I thought it would be a waste of time applying, but now I think I'm going to send an N244 in ~ just hope everyone else does too!

Knellyk

Hi KnellyK

I'm going to phone Cardiff in the morning to see if they have waived the £35.00 charge, for objections to stays. I think they have already done so for some people. Will let you know

I hope so!! Good luck with the phone call!

phoned Cardiff this morning - no charge for N244 to apply for lifting of stay - thank gooodness - running out of money.

Best of luck - my hearing is in Aylesbury and the judge has agreed to see me:eek:

jan

Hi, My claim has also been stayed in Cardiff on Nov 14th too. I want to get the stay lifted but I have no idea what to do now so can anyone help????? What form do I fill in, where do I get it and what happens then?

Thanks

The Stay - Here is the application grounds for the removal of the stay

see this and link on post 11

read through carefully before sending and change anything that does not apply to you - eg - add a section if you are a hardship case - dont if you are not.

Then It worked in my case to tell the bank and the banks solicitors that I was appealing against the stay ( but I did not tell them on what basis)

KEEP reading posts about the stays - as they have all had different results -

If you get a hearing about the stay you will have to be prepared to defend yourself on the basis of the arguments on the above post - plus anything else relevant in your case - i.e delaying tatics by the bank etc

Jan

Jansus, thanks very much for that.

Debbie

Just thought I would mention, I have just filled in the N244 and will ring Cardiff court on Tuesday to ask if I have to pay any fee. Hope not,hope I get the same answer as everybodysmum! I will send it off straight away then and keep my fingers crossed.

Thanks again for your help.

Hi Lacey 123

Have you ued the settled cases and courts still accepting cases, to send with your N244, and the BBC news reports, plus the other recommended letter? I've got a lot printed down!!!!Wonder whether to take it to Cardiff, save a lot of postage. I understand there should be three copies for the court and one to send to the bank, although I thought the court sent one copy to the Defendant.

Hi Lacey 123

Have you ued the settled cases and courts still accepting cases, to send with your N244, and the BBC news reports, plus the other recommended letter? I've got a lot printed down!!!!Wonder whether to take it to Cardiff, save a lot of postage. I understand there should be three copies for the court and one to send to the bank, although I thought the court sent one copy to the Defendant.

Hi can you come back to me and explain more about the other stuff you have got to go with the N244 please? I do not have any of it, and dont know what you mean. Are there links or anything?

PS I am sorry to hyjack your thread, I have started my own now.

Hi Lacey

Haven't found your thread so reply here. Letter to accompany Application for removal of stay try UPDATED TO ACCOUNT FOR OFT TEST CASE THREAD.

bbc news - I found a link for that on Cardiff Directions "Post Here"

Link 603

I also printed down all successful cases for my bank. You can choose which bank and it will list all successful cases in a printable form

Hope this helps.

My bank is HSBC. Where do you choose to find successful cases??? Sorry if I seem thick.

Also, dont understand where to find a link for the cardiff directions.

Thanks for your help and sorry to be so thick.

You'll find the Cardiff directions in the Barclays forum.

As for the list of successful cases go the CAG main page and you'll find a link to settled cases there or try www.consumeractiongroup.co.uk/get_settlement

You're not thick - we're all here to help each other

Thanks Everybodysmum, I am so confused and need all the help I can get. Thanks again.