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    • Hmm yes I see your point about proof of postage but nonetheless... "A Notice to Keeper can be served by ordinary post and the Protection of Freedoms Act requires that the Notice, to be valid,  must be delivered either (Where a notice to driver (parking ticket) has been served) Not earlier than 28 days after, nor more than 56 days after, the service of that notice to driver; or (Where no notice to driver has been served (e.g ANPR is used)) Not later than 14 days after the vehicle was parked A notice sent by post is to be presumed, unless the contrary is proved, to have been delivered on the second working day after the day on which it is posted; and for this purpose “working day” means any day other than a Saturday, Sunday or a public holiday in England and Wales." My question there is really what might constitute proof? Since you say the issue of delivery is a common one I suppose that no satisfactory answer has been established or you would probably have told me.
    • I would stand your ground and go for the interest. Even if the interest is not awarded you will get the judgement and the worst that might happen is that you won't get your claim fee.  However, it is almost inevitable that you will get the interest.  It is correct that it is at the discretion of the judge but the discretion is almost always exercised in favour of the claimant in these cases.  I think you should stand your ground and don't give even the slightest penny away Another judgement against them on this issue would be very bad for them and they would be really stupid to risk it but if they did, it would cost them far more than the interest they are trying to save which they will most likely have to pay anyway
    • Yep, true to form, they are happy to just save a couple of quid... They invariably lose in court, so to them, that's a win. 😅
    • Your concern regarding the 14 days delivery is a common one. Not been on the forum that long, but I don't think the following thought has ever been challenged. My view is that they should have proof of when it was posted, not when they "issued", or printed it. Of course, they would never show any proof of postage, unless it went to court. Private parking companies are simply after money, and will just keep sending ever more threatening letters to intimidate you into paying up. It's not been mentioned yet, but DO NOT APPEAL! You could inadvertently give up useful legal protection and they will refuse any appeal, because they're just after the cash...  
    • The sign says "Parking conditions apply 24/7". Mind you, that's after a huge wall of text. The whole thing is massively confusing.  Goodness knows what you're meant to do if you spend only a fiver in Iceland or you stay a few minutes over the hour there.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Grimethorpe update***WON***


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Hi To Every One'' This Is My First Post On Here, My Case Has Been Running Since Feb' 07' And I Have Finally Got A Court Hearing Date For 30th July' The Yorkshire Bank And Its Solicitors Have Dragged It Out For Months. And I Got Fed Up Of All Their Lame Excuses, The Same Stuff' Its All My Fault And So On. And Blaiming Every Tom Dick And Harry Except Themselves'' For Their Charges Against Me.

 

The Charges Are Almost £5,000 And With Interest £7-500. I Told The Bank I Would Settle For £5.000. They Refused And Said See You In Court' Can't Wait For That Date. I Have Info That Will Make The Bank Look Stupid In Front Of The Judge.

 

They Now Have About 23 Days Or So To Respond To Me With The Full 5000' Or It's Court, For Definite, I Have Followed The Correct Guidlines As Set Out By Martin, And Lots Of Good People On These Post. Thank You To All Of You' Who Unknowingly Have Helped Me Thus Far.

 

Ps Just To Add They Are Defending This Case,,, But Yet They Offered Me An Out Of Court Settlement Of A Derisery £200. Only' Well Y-bank Be Nice To See You In Court, I Have Made An Application For The Bank To Disclose The Actual Charges It Cost Them, And Not What They Have Charged Us.

 

I Am So Fired Up Now, That I Am Ready For Them And Their Perry Mason Stand In'''' Please Wish Me Luck. I Will Post Again If Anything Transpires In The Meantime.

 

Finally I Really Do Appreciate The Help I Have Got From This Site And All The Confidence To Follow My Claim Through, Even Though I Am Registered Disabled, I Will Be There' Rest Assured,, Thats Confidence' Not Cockyness''

 

Goodluck To All And Keep Fighting The Good Fight, I Know Lots Of People Are Watching My Case Very Closely.

 

Kindest Regards Rob'' The Warrior'' Lol

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Hope you have taken the victory to hull to heart

also learn from my mistakes

As long as you know what to say and when to say it, you have it all sorted

hope to hear good news in 23 days :D

 

ps better to ask questions now rather than in 24 days - trust me on that one!!

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Hi Kevboy'' over the months I have asked loads of questions in writing to make sure i got evidence in reply's. It has got to the point now that I have run out of things to say to Y- Bank' thats until I see them in court,

 

will keep all informed of any thing that might happen.

 

Cheers Rob

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  • 4 weeks later...

:D Great' Fantastic' Brilliant' News For All;

hi To Everyone On This Board I Have Been To Court This Moring -grimethorpe V Yorkshire Bank'

their Solocitor Never Showed Up The District Judge Then Made Me The Full Judgement Of £7.250.

 

i Was Only In With The District Judge 60 Seconds She Asked Me One Question ' How Had I Worked Worked Out What The Bank Owed Me.

 

i Told Her I Had Gone Back The 6 Years And Added Interest.

 

she Then Looked At Me And Said I Award You The Full Judgement. You Will Recieve It In The Next 14 Days From The Bank.

 

So Keep At Em Good People'

 

All The Very Best Rob.

Ps I Want To Thank All The Board Members And Especially Mr Martin Lewis. Thank You All So Very Much. Rob

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Business as usual then, despite the fact that Clydesdale are one of the banks involved in the court case.

 

Congratulations!

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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;) ;) ;):-D WELL DONE GRIMETHORPE, I read about the High Court Case going ahead, and that the banks have been given the go-ahead to put all cases on hold till after the decision, this is Really UNFAIR once again to the customers as at least half the cases waiting to go to court should HAVE BEEN SETTLED by now , it is only the Banks complete disregard for the British Judicial System, and their stalling antics that have kept them from settlement.

I myself think that all cases that have passed the N1 stage should be allowed to go ahead on this very basis alone, if this is not allowed then I myself think that the banks should be made to do the same with the charges, ie , not allowed to issue charges UNTIL AFTER THE CASE, do unto them what they do to you.

I did wonder if the same would apply to the cases where the charges have been taken from "Benefits" as this Should not have been done under the "Social Security Administrations Act 1992" section 187, benefit as defined in section 122 of the "Contributions and Benefits Act;.

Surely these cases should still be allowed to go ahead as the I in my opinion think the banks have once again turned a blind eye to the legislation in place and just gone ahead with the action to further their own greed.

Junkimunki xx:)

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No cases in court are affected at the moment JunkiMunki. It's only the claims through FOS that are affected. It will be for the courts to decide about cases there, and that is outside the control of the OFT, FOS or the banks.

 

If any cases get stayed later pending this test case, application can be made to set it aside so they can continue.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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hi Junki

read Your Post With Interest, As Far As I Can Accertain From The Govnerment Information Is'' That Any Case Already Ongoing Even Those Banks Included In The Oft -banks Case At The High Court,

 

these Ongoing Cases That Have Court Dates Can Be Continued And The Judge On Duty Can Make The Judgement Against The Banks. As My Judge Did Today.

 

so The Advice Is Keep Going Through With Your Case And Follow Each Step As You Should Do And Let The Judge Decided On The Day.

 

make Sure You Keep All Your Paperwork From Bank And The Paperwork You Have Sent To Them As Evidence.

 

finally Good Luck Mate With Your Claim, And If I Were You I Would Change My Bank So The Benefits Are Not Affected By The Banks.

 

cheers Rob

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Hi Caro,

Thanks for that bit of info, really pleased to hear that , I am hoping to follow in Grimethorpe footsteps, though not as much dosh as that but , good luck to him , afterall it is HIS money he has claimed back, and if the Banks had not been so greedy they would not be facing this eruption now.

thanks again ;) junkimunki xx

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Congratulations. :) :)

 

This is my first ever posting on this site & its great to hear such fantastic news after last week!

 

I have today received my General Form of Judgement asking for my Bundle.

 

Not only am I against the bank but I also live in Hull!!! :confused:

 

But your case has given me great hope.

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Brill bob news, I can feel it in my water.TODAY IS GOING TO BE A GOOD DAY.

 

And I have got my a refund from woolworths for my phone this morning as well, skips out of thread humming a happy tune!

 

:lol: PERHAPS YOU CAN NOW RING ME SEEING AS YOU GOT THE PHONE MONEY BACK LOL. WELL DONE. I SEE EVERY DAY AS A GOOD DAY ESPECIALLY IF I WAKE UP IN THE MORNINGS !!!!! REMEMBER KEEP AT EM' IT CAN BE DONE. SHOULD GET MY MONEY FROM BANK ANY DAY NOW' :D GOODLUCK TO ALL AND KEEP POSTING. CHEERS ROB ;)

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