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defaulted and debt referred acc mastercard


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Hi, I don't see any real reason why not. The fact that the bank acted against you doesn't void the fact that they acted unlawfully in levying punitive chrges against you in the first place. In fact, it sounds as though this may have been damaging to your business, therefore after demonstrating that the charges were unlawfull by reclaiming them, you may well be able to prove that these unlawful charges were detrimental and damaging to you personally, and sue them for damages as well. I suggest checking the FAQs, and other threads in this group, I know there is more information there, I found it while doing my own research.

You may also be able to show that it was only the unlawful charges which resulted in the defaulting and the debt collection agency being involved, in which case you should also apply to have the default removed, and reclaim all costs associated with the debt collection agency etc. too.

 

Best of luck.

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