Monument Wouldnt Deal With Dmp Just Add More Charges Over 2 Half Yrs Yep A Very Big Claim Got My S.a.r Form And Postal Order Now Cabot State In A Letter They Have Bought The Debt From Monument So Were Can I Get A Cca Template Letter So I Can Start War Yes War With Cabot Bring It On Little Bullies Cabot Will Keep All Posted

Monument Wouldnt Deal With Dmp Just Add More Charges Over 2 Half Yrs Yep A Very Big Claim Got My S.a.r Form And Postal Order Now Cabot State In A Letter They Have Bought The Debt From Monument So Were Can I Get A Cca Template Letter So I Can Start War Yes War With Cabot Bring It On Little Bullies Cabot Will Keep All Posted

If you look at my thread you will find one about half way down by itsamomentintime

Kings Hill - Final charging order

A to Z of letters and templates, very kindly compiled by Barracad here. All you had to do was look. Please remember that this is a SELF HELP forum. Nobody is going to do the work for you.

http://www.consumeractiongroup.co.uk/forum/general-debt/20758-creditors-dcas-letter-templates.html

removed by order

barclay card{monument} defaulted me in feburary 2007 with 1,914 pounds but cabot

took over in june2007 but according to creditexpert cabot defaulted me in

feb2007 with a debt of 2,706 so shall i send s a r and cca to both

Cabot for starters to make sure they can legally collect, then SAR B'card for all the charges.

hi there all... i put all my debts into a D.M.P.IN october 2005 monument card balance was then £2706...but monument put on credit file clear states £1914 with a default on 28.2.2007.......on june 10 2007 i got a letter from cabot stateing they bought the debt... on credit file.. cabot default balance states £1913.... but cabot are claiming full balance £2706 and cabot put a default on credit file 28.2.2007 so they both defaulted me on the same day AS MY D.M.P HAVE ALWAYS SENT CHECKS ON TIME

Read the Cabot threads. They're not crystal balls, but they will help you to understand the mysterious ways of the Cabot Clowns.

hi there all... i put all my debts into a D.M.P.IN october 2005 monument card balance was then £2706...but monument put on credit file clear states £1914 with a default on 28.2.2007.......on june 10 2007 i got a letter from cabot stateing they bought the debt... on credit file.. cabot default balance states £1913.... but cabot are claiming full balance £2706 and cabot put a default on credit file 28.2.2007 so they both defaulted me on the same day CAN THEY BOTH DO THAT AS MY DEBT MANGMENT PROGRAM HAVE ALWAYS SENT CHECKS ON

Not at all sure how your DMP works. But it might be worth letting them know what is happening. I was under the impression that they are suposed to do all the work for you. After all, it's what they get paid for?

At least then you will have an answer from the as to what, if any, problems they might have had with monument. And if monument weren't playing ball with your DMP, it's difficult to see how Cabot can expect you to pay any more than your DMP lot were trying to arrange. After all, it's all you can afford, so Cabot would have difficulty getting anything greater enforced through the courts.

See what your DMP lot say.

As You Can See Monument Credit Card Have Stated If Charges Are Refuned..they Will Pay There D.c.a Which Is Cabot......the Charges By Law Are Mine And I Want The Check Paid To Me ....so Is There Any Kind Of Template Requesting Check Paid To Claimint Thanks

There isn't a specific template letter to my knowledge but you are right - it's your money so you should be able to ask for a cheque ( I know trhat Sequenci on here has definitely done this successfully ).

I would send a letter ( keep a copy, recorded delivery ) simply stating that you would like a cheque made payable to xxxxxx to be sent to your address. Clearly state that any monies paid to third parties will NOT be seen as a refund of your charges.

then would cabot have reduce the debt

The charges are a separate issue to Cabot chasing you. So you could decide either to pay them whatever you can afford each month on a longer term basis or you could use some of your refund to offer them full and final settlement ( useful link for this below ). But you aren't obliged to use the money for this if you don't want to.

National Debtline England & Wales | Debt Advice | Factsheet 24 Full And Final Settlement Offers

The charges are a separate issue to Cabot chasing you. So you could decide either to pay them whatever you can afford each month on a longer term basis or you could use some of your refund to offer them full and final settlement ( useful link for this below ). But you aren't obliged to use the money for this if you don't want to.

 

National Debtline England & Wales | Debt Advice | Factsheet 24 Full And Final Settlement Offers

cheers mate but you are aware that cabot are part of barclycard

cheers powell but still a [problem] cos barclycard bought cabot out ...

cheers mate but you are aware that cabot are part of barclycard

What do you mean by this lufc ? Not sure you should be posting this sort of info unless you have concrete proof. Cabot are connected to Barclaycard, but only in the sense that they 'buy' a lot of their (Barclycard's) defaulted accounts...unless you have information that you'd like to share with us all

No, what LUFC is doing is showing that he has inserted foot before engaging brain. Again.

Until you know what you are talking about LUFC, might I suggest you stick to reading the threads and asking SENSIBLE questions before offering advice. It might seem like I'm a having a dig again, but you have already been told that Cabot now fly the flag for Japan. And you cannot go around accusing anyone of [causing problems] in an open forum without proof.

PLEASE THINK FIRST, POST LATER.

Rant over.

Hi lufc.... is this the thread you mentioned in your PM ? I'm assuming it is is...

Did you get a response to your CCA request to Cabot ?

cabot sent a credit agreement 12 mths statements thats all under the c.c.a request shows checks stock piled rolling into 3 and 4 checks cashed i 1 mth ....the problem when it was a providian card i signed a credit app name,adress,income,signture, just basic was a 4x 6 app out of a sunday magg

can you scan the agreement?

okay here it is

Hi lufc.... is this the thread you mentioned in your PM ? I'm assuming it is is...

 

Did you get a response to your CCA request to Cabot ?

posted app

LUFC, could you possible host it on Photobucket as it way too small to read.