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    • Thanks very much Bank. I have topped and tailed my LOC and printed off a copy which I shall post tomorrow by First Class post at my local post office and also obtain a proof of postage. I'll also email them a copy. I've opened a MoneyClaim account, and shall now begin work on my draft Particulars of Claim which I shall post here for your thoughts. And I shan't be using the Moderation service.
    • Yes, it struck me this morning that I'd got it wrong    - no involvement of UKPPO in any previous Tesco thread    - there would have been an entrance sign to a Tesco car park    - CCTV isn't something associated with Tesco car parks. Presumably whoever runs the car park has put CCTV at the electric, and probably BB, areas, done absolutely nothing to stop abuse, and then rubs their hands in glee every time the CCTV catches a motorist out. You can pay £60 and this will go away. Or you can defy UKPPO and rely on their non-respect of POFA, consideration period, etc., should they be daft enough to do court later down the line.  We would support you all the way.
    • thats not the way to do it sorry. sorry so what is your problem? that vanquis paid the £560 or that they are now chasing it? how old is this debt? dx  
    • If you visited Qatar you could be detained at the border, if the debt has been notified.  If you are only in transit and do not seek to cross border into Qatar you might be ok, but you may want to seek formal advice about this.
    • Howdy, I had a short lived credit card with Vanquis that I did not need. I paid it off in full and called them and closed it with the person at the other end. 2 months later they started sending me messages about late payments, I called them and to find out that the card had not been closed in error and 6 weeks after it should have been closed they paid a google debit of £560. I hit the roof and made a formal complaint that took them well over a month to respond to. They agreed they were at fault, refunded all late payments fees and offered me £100 in compensation. However they said the debit amount stood as 'I had benefit from it' and I should get a refund from google. I hit the roof again but they have stuck to their guns. The debit from google is a genuine one but I wanted to dispute it with google so closed the card so they would have to engage with me. But surely that's neither here nor there surely? What is the next step? Ombudsman takes forever doesn't it?  thanks in advance
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Coppertop v RBOS (daughters claim)


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We have written more than once to the RBOS for statements but with no success. We didn't have my daughter's account number but gave all her previous addresses (she was a student at the time so moved more than once!). The last time a letter went recorded delivery, private and confidential to Gordon Pell, Chairman and Chief Executive, but even he hasn't had the courtesy to reply.

 

Anyone got any email addresses for them? I could bombard them with emails - it's no good ringing because I know they won't speak to me due to the DPA!

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Coppertop, have you followed the process as instructed on this site, or are you simply sending letters requesting statements. The only reason I ask is that if you have mentioned that what you are asking for is a Data Protection Act Subject Access Request then there is a standard process which can be followed in order to escalate the issue properly. I'm not sure escalating letters to certain individuals will have the same affect as threatening them with court!

 

If you have requested the statements through an SAR then they have 40 days to comply. If this time is up, then they are in breech of the Data Protection Act. At this point you can do two things. Firstly you can make a complaint to the ICO and tell RBS you are doing so. This probably won't have much affect but what it will do is raise another complaint against the RBS. The second thing you can do which I'm sure will get a response, is send them an LBA for non-compliance with the DPA instructing them to send you the statements in 7 days else you will take them to court. The court will enforce a disclosure and could include damages.

 

All this is documented including template letters in the Library section (look for non-compliance).

 

If you follow this process, I would have thought you will get a response soon.

 

 

If however, you have not requested the statements via a SAR, I suggest you start there as you probably haven't got an easy fight on your hands - much easier to start from scratch with the formal process.

 

 

Apologies if I'm telling you something you already know, but you didn't really explain in the OP what you have sent. Also, try to use the listed addresses on the RBS Contact list, these places have designated teams dealing with these letters, sending them elsewhere will probably just delay the process.

 

HTH

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Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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