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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Expert Witness Needed - Mercantile Court


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Hi All - I had to start a new thread (sorry to the mods) as I need some help, urgently at this juncture -

 

My case (http://www.consumeractiongroup.co.uk/forum/mercantile-court-cases-stays/85142-zsazsas-mum-lloyds-mercantile-2.html#post968039) is listed in the Mercantile Court in Leeds - pre-trial date 13th August.

 

To date LTSB have not made disclosure to the court, nor had any contact with me since the day before my CMC on 26th April.

 

I have to supply the name of an expert witness versed in the 'field of banking and the calculation of bank charges both in respect of authorised and unauthorised or excess borrowing.'

 

I have to advise the court by 9th JULY of this name & I could really really use some help in anyone pointing mein the right direction. PLEASE!

 

Expert reports and any statements of witnesses of facts are to exchanged by 30th July 2007.

 

ANY HELP IS WELCOME! This is heading for Trial in the High Court at this rate!

 

Thanks

 

 

:o

HSBC S.A.R - (Subject Access Request) 24.08.06

HSBC WON £3608.05 inc court costs DONATION MADE

 

Halifax S.A.R - (Subject Access Request) 24.08.06

Halifax WON £1909.39 inc court costs DONATION MADE

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Can you post exact details of this order please ZsaZsa, just to check there has been no misunderstanding.

 

I can't see why you as a consumer and lay person should have to provide an expert witness in the field of banking.

 

It may be necessary for you to apply to the court to vary this order.

 

I will also bring this thread to GaryHs' attention so that we can see what exactly needs to happen.

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Katesage - Thanks for coming back to me.

 

The order is written out in full in my main thread - bankfodder has been passed the details of it as far as I am aware but obviously with the problem with the Hull orders hasn't been in touch since I updated that with the order.

 

I suspect it's too late for anything to be re-written - this is in High Court & the judge in question wants a test case. (I'm happy to be it as long as I'm as well prepared as possible) The longer LTSB leave it the more chance there is it'll get there.

 

Mutual disclosure was supposed to happen by 25th June - I did mine but LTSB haven't done theirs.

 

I have to supply the name of an expert witness who'll be able to stand up in court & say why these charges are unlawful & the banks are wrong, who has expert knowledge of the banking systems, & I have to do that by the 9th July - in the event that LTSB don't let this get under the radar that's cool - but until they settle I have to make like I'm going to trial in High Court:o

 

Any help appreciated, muchly!

 

Zsazsa

HSBC S.A.R - (Subject Access Request) 24.08.06

HSBC WON £3608.05 inc court costs DONATION MADE

 

Halifax S.A.R - (Subject Access Request) 24.08.06

Halifax WON £1909.39 inc court costs DONATION MADE

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Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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