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    • Not Evris offer, the court offers mediation service.   All claims proceed to hearing if mediation fails /not happen.   Why do you not wish to attend in person to stand your claim ?     Absolutely you must comply with the courts directions or your claim risks being struck out. Preparation for a hearing should happen irrespective of mediation.   https://www.consumeractiongroup.co.uk/topic/460613-suing-a-parcel-delivery-company-when-you-dont-have-a-direct-contract-with-them-–-third-party-rights-copy-of-judgment-available/#comment-5255007   Andy  
    • LPA.  (I'm fighting insolvency due to all the stuff that he and lender have done).  He appointed estate agents - (changed several times). Disclosure shows he was originally appointed for a specific reason (3m after repo) : using his powers as acting for leaseholder to serve notice on freeholders (to grab fh).  There was interest from 3 potential buyers. He chose one whose offer depended on a positive result of the notice.  Disc also shows he'd taken counsel advice - which was 'he'd fail'.  He'd simultaneously asked to resign as his job (of serving notice) was done and he'd found a buyer.  Lender asked him to stay on to assign notice to the buyer.  Notice failed, buyer didn't buy.  So receiver stayed.  There was 1 buyer who wanted to proceed w/o fh but receiver/ lender wasted 1y trying to get rid of them!  Disc shows why. But I didn't know why at the time. In later months Lender voiced getting rid of receiver. Various reasons - including cost.  But there's a contradiction/ irony: as I've seen an email (of 4y ago) which shows the receiver telling lender not to incur significant costs and to minimize receiver costs.    Yet lender then asked him to serve another notice - again counsel advice indicated 'he'd fail'.  And he did fail.  But wasted 3y trying and incurred huge legal costs - lender trying to pass on to me. Lender interfered - said wanted to do works.  Receiver should have said no.  But disc. shows he agreed to step aside to let them do the works - on proviso lender would discuss potential costs first (they didn't), works wouldn't take long (took 15m), and lender would hold interest (they didn't) (this last point is crucial for me now - as I need to know if I can argue that all interest beyond this point shouldnt be allowed?)   I need to check receiver witness statement in litigation with freeholders to see exactly what he said about 'his position'. But I remember it being along the lines of - 'if the works increased the value of the property he didn't have a problem'.  Lender/ receiver real problems started at this point. The cost of works and 4y passage of time has meant there is no real increase in value. Lender (or receiver) didn't get any permissions (statutory or fh) (and didn't tell me) and just bulldozed the property to an empty shell.  The freeholders served notice on me as leaseholder for breach of covenants (strict no alterations).  The Lender stepped in (acting for me) to issue notice for relief of forfeiture - not the receiver.  That wasted 2y of litigation (3y if inc the works) and incurred huge costs (both sides).  Lender's aim was to do the works that every potential buyer balked at due to the lease restrictions.  Lender and receiver knew couldn't do works w/o fh permission. Lender did them anyway; receiver allowed.  Receiver remained appointed.  I'm arguing lender interfered in receiver duties.  Receiver should have just sold property 4-5y ago w/o allowing any works.  Almost 3y since works finished the property remains unsold (>5y from repo). The property looks brand new - but it was great before.  The lender spent a ton of money - hoping that would facilitate a quick sale.  But the money they spent and the years they have wasted has meant they had to increase sale price.  It's now completely overpriced.  And - of course - the same issues that put buyers off (before works) still exist.   The receiver has tried for 2y to assert the works increased value. But he is relying on agents estimates - which have proved highly speculative. (Usual trick of an agent to give a high value to get the business - and then tell seller to reduce when no-one buys.). And of course lender continues to accrue interest (despite 4y ago receiver saying pause interest). Lender tried to persuade receiver to use specific agent. Disc shows this agent was best friends with the lender's main investor in the property.  Before works this agent had valued it low.  After works this agent suggested a value 70% higher!  The lender persuaded receiver to sack one agent and instead use this agent.  No offers. (Price way too high).   Research has uncovered that this main investor has since died.  I guess his investment is part of probate? And his family want it back?    Disc shows the sacked agent had actually received a high offer 1y ago.  Receiver rejected it.  He was relying on the high speculative valuation the agents had given him to pitch for the business. The agents were in a catch-22.  The receiver sacked them. Disc shows there has been 0 interest ever since. I don't think lender or receiver want all this to come out in public domain via a trial.  It will ruin their reputations. If I can't get an order for sale with lender - can I apply separately against receiver?
    • Ok many thanks. Just wanted to check that nothing else for us to do / send for the moment. Will update again once we receive a copy of their N181 and proposed directions for review. Our post is a bit hit and miss at the moment. Appreciate the help through this process.
    • Yes and will ask you if you are in agreement and or wish to add /remove any direction.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
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****Utilities Trust Fund****


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Hi to all

 

In the last few weeks I have been researching some stuff for a friend who is in lots of debt with the utilities and have came across this gem!

 

United Utilities Trust Fund.

 

Welcome to the United Utilities Trust Fund Site

 

Here you can apply for a grant (not repayable) in order to clear your utilities debts. There is an application form, and you need to send the bills to them, but they are willing to help people get back on track. So if you have an unpaid utilities bill including water / gas / elec and repaying them is causing you hardship then apply for help.

 

Remember, if no one applies for assistance then we run the chance of aid being retracted.

 

Here is a list of all the trust funds;

 

Water Trust Funds

 

A number of water companies operate charitable trust funds. Some offer help only with water and sewerage debt; others are prepared to help with other priority debts and even bankruptcy fees in certain situations. Others offer 'restart schemes'. These operate on the basis of you entering into a regular payment scheme, and payments made are then matched by the trust fund. If you maintain the arrangement, the remaining debt may be written off. You will need to contact the trust fund to find out how to apply. You will usually have to fill in a form. You may need an advice agency to help you. Phone us for advice.

 

CHARITABLE TRUST FUNDS

 

Anglian Water Trust Fund IMPORTANT NOTICE FOR THE ANGLIAN WATER TRUST FUND

PO Box 42, Peterborough, PE3 8XH. Telephone 01733 421 021. Email: [email protected]

As well as water and sewerage debts they may also pay bankruptcy fees and any other bills you are having difficulty paying.

 

Hartlepool Water, Cambridge Water, Three Valleys Water, Essex & Suffolk Water are either owned by Anglian Water or contribute towards its trust fund and you can also apply to the Anglian fund if you are a customer of one of these companies.

 

EOS Foundation EOS foundation - home page.

PO Box 42, Peterborough PE3 8XH

Telephone: 01733 421 021

Email: [email protected]

Will help with water debts and other essential bills. You will need to fill in an application form with proof of income. You must be a customer of Portsmouth Water, Tendring Hundred Water, Folkestone and Dover Water, Mid Kent Water, Bournemouth & West Hampshire Water, South East Water

 

Severn Trent Water Trust Fund Severn Trent Trust Fund - UK

Telephone: 0121 355 77 66

Email: [email protected]

As well as water and sewerage debts they may also pay bankruptcy fees and any other bills you are having difficulty paying.

 

South Staffordshire Water Trust Fund

Welcome to the South Staffs Water website. (water company website only)

Telephone: 01922 63 82 82

Only pay for water debts. You must show some commitment to pay £1.00 or more a week for 2 months. To apply you need a personal budget sheet completed by an adviser and a covering letter.

 

Thames Water Trust Fund Thames Water Trust Fund - Independent Grant Making Trust for Water & Sewerage aid.

Telephone: 0845 456 6863

Email: [email protected]

The Trust can assist with water and sewerage charges. In certain cases they can also help towards other bills or costs that you cannot manage.

 

United Utilities Trust Fund http://www.uutf.org.uk

Email: [email protected] Telephone: 0845 179 1791

PO Box 12658 Sutton Coldfield West Midlands B73 9DF

 

Yorkshire Water Community Trust Yorkshire Water Community Trust

Telephone: 0845 1 24 24 26

[email protected]

Only assist with water or sewerage arrears that are no more than two years old and less than £1000. You must have at least one priority debt as well as water arrears.

 

WATER COMPANIES OPERATING RESTART SCHEMES

(Trust fund matches your payments on your arrears)

 

Thames Water http://www.thames-water.com (water company website only)

Telephone: 0845 9200 888 (customer helpline)

"Customer Assistance Fund" only assists with water or sewerage charges and they prefer that you are referred by a local advice centre/NDL/CAB/Social Services/Age Concern. You may be visited in your home.

 

Welsh Water/Dwr Cymru

Telephone: 0800 052 0145

"Customer Assistance Fund" You must be referred by a money adviser and complete an application form. After you have made payments for 6 months, the fund pays half your water arrears. After another 6 months' payments the rest of the arrears will be paid.

 

Bristol Water Bristol Water plc - Proud to Serve You (water company website only)

Apply in writing to:

BWBSL, 1 Clevedon Walk, Nailsea, Bristol BS48 1WW.

You have to write to them to request to be considered for the restart scheme. You may then be visited in your home.

 

Wessex Water: Wessex Water ? delivering water and sewerage services within South West England

Telephone: 0845 600 3600

BWBSL 1 Clevedon Walk, Nailsea, Bristol, BS48 1WW.

Covers water or sewage charges. Scheme assists customers who have struggled to pay in the past and built up substantial arrears. If you keep to an agreed payment arrangement, Wessex Water may be able to help you with the arrears. You can write in, telephone or apply via an advice agency.

 

South West Water South West Water - Home

Telephone: 0800 169 1133 (customer services)

"Special Assistance Scheme" helps with water charges only. Application forms from CAB's and Age Concern. You have to provide evidence that you are trying to pay or stick to a repayment programme.

 

National Debtline England & Wales | Debt Advice | Factsheet 23 Water Rates New Rules (http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=23_water_rates_new_rules)

Edited by cerberusalert
Added other Trust details
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In addition to the United Utilities Trust fund, listed below are details of several other similar schemes.

 

Anglian Water Trust Fund

 

An independent Charitable Trust offering financial assistance to those in hardship in the Anglian and Hartlepool Water Regions.

 

Anglian Water Trust Fund website

 

 

British Gas Energy Trust

 

An independent Charitable Trust established in September 2004 which aims to contribute to the fight against poverty. (To apply the applicant must be a customer of British Gas or Scottish Gas)

 

British Gas Energy Trust website

 

 

EDF Energy Trust

 

 

An independent Charitable Trust offering financial assistance to those in hardship to pay their energy bills. (To apply the applicant must be a customer of London Energy, SWEB Energy, SEEBOARD Energy or Virgin HomeEnergy.)

 

EDF Energy Trust website

 

 

Eos Foundation

 

An independent Charitable Trust offering financial assistance to those in hardship to pay their water and sewerage bills (to be eligible applicants must be a customer of one of the donor companies.)

 

Eos Foundation website

 

 

Severn Trent Trust Fund

 

An independent Charitable Trust offering financial assistance to those in hardship to pay their water and sewerage bills.

 

Severn Trent Trust Fund website

 

Joblinks

 

An online searchable database of charities and benevolent funds able to help people in need

 

Joblinks website

 

The list above is not meant to be exhaustive and represents the infomation found so far. There may be other trusts that can also help, please add details of any other organizations to this list.

 

If you are a member of a union it may be possible for them to offer assistance through their own welfare schemes.

  • Haha 2

The advice I give in relation to benefits should be viewed as general advice and not specific to your individual claim circumstances. I cannot give specific advice on your claim as I cannot access the claim.

 

If you find the advice useful please click on my scales.

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  • 8 months later...

For customers of Scottish and Southern who have fuel debt problems with them and /or may be suffering from fuel poverty.

 

I hope this helps someone. (let CAG know if it does)

 

energyplus Care:

 

energyplus Care is a new tariff for vulnerable customers who are worried about being cold because of acute housing, health or income issues. In other words, customers in ‘fuel poverty’.

 

 

WHAT’S ON OFFER?

· 20% discount on their current prices

· Free Energy Efficiency Advice

· Free Energy Efficiency measures from low energy light bulbs to an ‘A’ rated fridge

· Benefits entitlement check

 

HOW DO CUSTOMERS QUALIFY?

Each customer is assessed individually via a questionnaire by one of their energy efficiency advisors to determine the scale of ‘fuel poverty’. This is based on;

· Spending more than 10% of their total income on energy bills

· The type of property and how energy efficient it is

· Their household income / benefits received

· The customer’s disability / special needs

WHAT TO DO NEXT

· If you this applies to you, e:mail

[email protected] .

· Their address is Freepost, Scottish & Southern Energy, Cosham, Portsmouth PO6 2FE.

· If you prefer, you can telephone 0800 0727207.

Please don't switch unless you are absolutely sure it is the best step for you.

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  • 5 months later...
  • 1 year later...

Here is a list of all the trust funds;

 

Water Trust Funds

 

A number of water companies operate charitable trust funds. Some offer help only with water and sewerage debt; others are prepared to help with other priority debts and even bankruptcy fees in certain situations. Others offer 'restart schemes'. These operate on the basis of you entering into a regular payment scheme, and payments made are then matched by the trust fund. If you maintain the arrangement, the remaining debt may be written off. You will need to contact the trust fund to find out how to apply. You will usually have to fill in a form. You may need an advice agency to help you. Phone us for advice.

 

CHARITABLE TRUST FUNDS

 

Anglian Water Trust Fund IMPORTANT NOTICE FOR THE ANGLIAN WATER TRUST FUND

PO Box 42, Peterborough, PE3 8XH. Telephone 01733 421 021. Email: [email protected]

As well as water and sewerage debts they may also pay bankruptcy fees and any other bills you are having difficulty paying.

 

Hartlepool Water, Cambridge Water, Three Valleys Water, Essex & Suffolk Water are either owned by Anglian Water or contribute towards its trust fund and you can also apply to the Anglian fund if you are a customer of one of these companies.

 

EOS Foundation EOS foundation - home page.

PO Box 42, Peterborough PE3 8XH

Telephone: 01733 421 021

Email: [email protected]

Will help with water debts and other essential bills. You will need to fill in an application form with proof of income. You must be a customer of Portsmouth Water, Tendring Hundred Water, Folkestone and Dover Water, Mid Kent Water, Bournemouth & West Hampshire Water, South East Water

 

Severn Trent Water Trust Fund Severn Trent Trust Fund - UK

Telephone: 0121 355 77 66

Email: [email protected]

As well as water and sewerage debts they may also pay bankruptcy fees and any other bills you are having difficulty paying.

 

South Staffordshire Water Trust Fund

Welcome to the South Staffs Water website. (water company website only)

Telephone: 01922 63 82 82

Only pay for water debts. You must show some commitment to pay £1.00 or more a week for 2 months. To apply you need a personal budget sheet completed by an adviser and a covering letter.

 

Thames Water Trust Fund Thames Water Trust Fund - Independent Grant Making Trust for Water & Sewerage aid.

Telephone: 0845 456 6863

Email: [email protected]

The Trust can assist with water and sewerage charges. In certain cases they can also help towards other bills or costs that you cannot manage.

 

United Utilities Trust Fund http://www.uutf.org.uk

Email: [email protected] Telephone: 0845 179 1791

PO Box 12658 Sutton Coldfield West Midlands B73 9DF

 

Yorkshire Water Community Trust Yorkshire Water Community Trust

Telephone: 0845 1 24 24 26

[email protected]

Only assist with water or sewerage arrears that are no more than two years old and less than £1000. You must have at least one priority debt as well as water arrears.

 

WATER COMPANIES OPERATING RESTART SCHEMES

(Trust fund matches your payments on your arrears)

 

Thames Water http://www.thames-water.com (water company website only)

Telephone: 0845 9200 888 (customer helpline)

"Customer Assistance Fund" only assists with water or sewerage charges and they prefer that you are referred by a local advice centre/NDL/CAB/Social Services/Age Concern. You may be visited in your home.

 

Welsh Water/Dwr Cymru

Telephone: 0800 052 0145

"Customer Assistance Fund" You must be referred by a money adviser and complete an application form. After you have made payments for 6 months, the fund pays half your water arrears. After another 6 months' payments the rest of the arrears will be paid.

 

Bristol Water Bristol Water plc - Proud to Serve You (water company website only)

Apply in writing to:

BWBSL, 1 Clevedon Walk, Nailsea, Bristol BS48 1WW.

You have to write to them to request to be considered for the restart scheme. You may then be visited in your home.

 

Wessex Water: Wessex Water ? delivering water and sewerage services within South West England

Telephone: 0845 600 3600

BWBSL 1 Clevedon Walk, Nailsea, Bristol, BS48 1WW.

Covers water or sewage charges. Scheme assists customers who have struggled to pay in the past and built up substantial arrears. If you keep to an agreed payment arrangement, Wessex Water may be able to help you with the arrears. You can write in, telephone or apply via an advice agency.

 

South West Water South West Water - Home

Telephone: 0800 169 1133 (customer services)

"Special Assistance Scheme" helps with water charges only. Application forms from CAB's and Age Concern. You have to provide evidence that you are trying to pay or stick to a repayment programme.

Edited by cerberusalert
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  • 2 years later...
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Thanks

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