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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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I paid Council Tax as a student! - ** REFUND RECEIVED **


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This was quite a while ago. I've been going though my 2005 statements due to a problem with bank and have realised that I paid at least £600 of c/tax within a 5-month period. I was a full-time student at the time. Were students exempt from c/tax at this time? If so, what are the chances of recovering the sums paid?

 

Thanks

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes student exemption existed in 2005. Can you recover it? I suspect not, but you could contact the council and ask. Have you got evidence, other than your bank statements, of what your council tax was? And that you were a full time student? And who else lived in the property? And whether they were also full time students?

 

From a quick look online it seems that you can go back that far if your claim is that the house was placed in the wrong Band, but that it's up to individual councils how far you can go back if you failed to claim an exemption or discount.

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This was quite a while ago. I've been going though my 2005 statements due to a problem with bank and have realised that I paid at least £600 of c/tax within a 5-month period. I was a full-time student at the time. Were students exempt from c/tax at this time? If so, what are the chances of recovering the sums paid?

 

Thanks

 

In England and Wales there is nothing itself within council tax itself to prevent a discount or exemption being backdated. There has been some argument by councils using s9 of the limitation act 1980 to try and prevent it, these are cases that usually end up at a valuation tribunal for a decison.

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That is encouraging. Thanks!.

 

However, the council don't seem to be the problem. The university I was at has a policy of recording what it calls "Continuing" postgrad students as part-time even when they are not and sending that information on to the council. This issue is apparently ongoing even after all these years.

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Well you can prove orherwise so why is that aproblem?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

The university tell the council that a student on continuation status is effectively a part time student even though that was not the case. I was studying more than full time hours. The council require proof from the university of full time student status. The uni give you a continuation status sheet to give them.

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The issue you have is that it is the course which defines whether or not you qualify, not the actual hours of study undertaken. Off the top of my head, it's para 4(1) of Part 2 of Schedule 1 of the Council Tax (Discount Disregards) Order 1992 you need - bearing in mind that para 4 was amended on 2011 so, I think, it;s now 4(1)(a), (b)(i) and (ii) rather than 4(1)(a),(b) and © which sets the hours requirement but the comments made in Jagoo v Bristol City sums up a situation similar to yours:

 

(Jagoo's course required 20 hours p/w but she did more than that due to her disability - the court found that disability was immaterial, the wording of the legislation in para 4(1)(b)(ii) was the deciding factor.)

"Secondly, the legislation applies or withholds the student exemption on the basis of the normal requirements of the course. On the (limited) evidence in this case, the normal requirements of the course were for 20 hours of study per week. The extra support to which the Appellant was entitled was not a requirement of her as an individual, still less one of the normal requirements of the course. Even assuming that in every other respect the Appellant might be able to bring herself within the terms of paragraph 4, she was accordingly prevented by paragraph 4(1)(b)(ii) from being a person undertaking "a full-time course of education". The Respondent (and the VTE) did not treat her differently from other students on the same course: she, like her fellow-students, was treated as a person undertaking a part-time course. Like her, other students were so treated even if they in fact devoted more than 21 hours per week to their studies"

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Off the top of my head, it's para 4(1) of Part 2 of Schedule 1 of the Council Tax (Discount Disregards) Order 1992 you need - bearing in mind that para 4 was amended on 2011 so, I think, it;s now 4(1)(a), (b)(i) and (ii) rather than 4(1)(a),(b) and © which sets the hours requirement

 

. ……...:-):-):-):-):-)

 

 

 

The issue you have is that it is the course which defines whether or not you qualify, not the actual hours of study undertaken. Off the top of my head, it's para 4(1) of Part 2 of Schedule 1 of the Council Tax (Discount Disregards) Order 1992 you need - bearing in mind that para 4 was amended on 2011 so, I think, it;s now 4(1)(a), (b)(i) and (ii) rather than 4(1)(a),(b) and © which sets the hours requirement but the comments made in Jagoo v Bristol City sums up a situation similar to yours:

 

(Jagoo's course required 20 hours p/w but she did more than that due to her disability - the court found that disability was immaterial, the wording of the legislation in para 4(1)(b)(ii) was the deciding factor.)

 

 

I didn't know that. Probably not relevant here, but I wonder how they decide how many hours a week are "the normal requirements" of a course for post-graduate research degrees? Studying for PhD for example. Just curious.

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I didn't know that. Probably not relevant here, but I wonder how they decide how many hours a week are "the normal requirements" of a course for post-graduate research degrees? Studying for PhD for example. Just curious.

It has caused issues in the past in respect of council tax and on the case of Feller it was accepted that the student was clearly undertaking more than 21 hours,even though there was no specific hours written to the PhD requirements (the council conceded that 21hrs+ for a PhD course would be reasonable). The problem with Feller is that Judge seemed to step over the full reasoning for stating the hours requirement was met, he never really went in to why he thought the course meet the full-time hours requirement, even though on the face of it it doesn't. I know there are some tribunals who have bypassed Feller by distinguishing the case, presumably to bypass that argument.

 

In Jagoo, which was a degree course, her course set the hours so there was something to relate to. Her required hours were set at 20, but she was doing 21+ on the basis she needed extra time due to a disability. The court held that it was course description which mattered, and that didn't require 21+ hrs (even if she did more hours) so she did not qualify.

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the college register you as a full time student so that is what you are even if staying at home writing up. Work behind the union bar to earn a few bob? so what. If it is your 15th year of writing up then the council may well wnat to know about your hours and what else you are doing with your time

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  • 2 months later...

hey glad we could help

 

please consider a donation to keep us here.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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:yo::yo:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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