I'm sure it will quite clearly state on any entrance to any car park (council managed or otherwise) that you park at your own risk?? I'm sure someone with more knowledge than me can clarify

Hi my hubby had this issue with carphone warehouse and a ghost contract, something to do with him porting his number. at the time he sorted it out with cpw and they refunded him, however 3 years later when we have come to apply for a mortgage or IFA told us that we had been declined because of this. It turns out that they had defaulted this ghost account for a sum of £11!!!! He went spare as you can imagine and threatened cpw with legal action. Spoke to someone in head office eventually to be told it would take 28 days to remove the default, we said that was no good and we knew a default. Could be removed quicker.. . That day it was removed My advice would be to ring head office and keep on at them to sort it out Good luck!!

Hello So from previous posts I have explained about Lowells and how they have been pursuing a debt for 2 years without proof that it is mine. It has has been around different DCA's and I finally lost my patience and demanded they stop or I would commence legal action. Anyway to cut a long story short I have been emailing rathern than sending mail (cheaper and quicker!) and they came back with a load of crap how they hadsearched my file and that the last payment on this particular account was 31st March 2006. So my question to all you clever people is this. If the default on my account reads 25th December 2006, last payment was 31st March, do I need to ignore them now? Or write again to them telling them to do one. Thank you for taking the time to read and reply, it is very much appreciated x

good luck foggy, quite frankly i think they are a set of xxxxxx!!! I really hope you win x

I've sent prove it letters to all the dcas that send me letters. Using the template from here. Gave up with letters and sent emails to lowells It's a debt for £359 from march 2006 that's isn't mine but still they insist it is and haven't produced any concrete evidence. They can't get anything from 3 mobile either According to my credit file it becomes SB on 25/12/2012 Just after so genius advice as to how to proceed if possible

Hello So this alleged debt has been in dispute for over 2 years, been passed from DCA to DCA, another letter arrived from Lowells so I emailed them using the templates from my seperate email account demanding they remove all traces of me and their default from my credit file. They claimed they were waiting to hear from the OC. Two weeks pass, I still do not hear anything so I email again, this time threatening legal action if they do not remove my data. I receive a letter from them saying that an account was open in my name at my current address in 2005. This is a lie as I never lived there in 2005, i only moved in April 2006? They claim that their agent Fredricksons have sent me statement of account in february, again another lie they have not! They claim that this is proof enough and they do not have to provide any more information. They claim as the account has now been passed to them that they have more flexibility in terms of account management. They have asked me to make an offer to settle they account, they cannot suggest an amount apparently but it must be reasonable in terms of the account etc etc. Could anybody please sugggest a format in which to write a letter to them in order to tell them to basically go away. They still haven't provided any proof from the OC as they claim they couldn't find anything. Surely if they buy debts they buy the paperwork that goes along with it? Any help would be gratefully received, thank you L x

I think you've only got a maximum limit of 6 months to raise a grievance. I believe files of employees can only be kept for a certain number of years so without causing any offence they probably wouldn't have your details anymore possibly. I could (and probably will be) wrong though

While giving a reference isn't obligatory they can refuse to give one, however a previous employer must give a potential employer the dates you were employed what your basic job role was and how long you worked there for. This basically confirms your employment with them. Have a look on the acas or business link websites

It's not discover leisure is it? We got our caravan from them and it took nearly a year of phone calls and threats to trading standards before they resolved our faulty front window. Turns out they are now going into administration which is a shame to lose jobs but when their customer service is so poor...

I was ran into in June in my 6 month old mini cooper. At the time I was 30 weeks pregnant and ended up in hospital. Little **** never even came over to say sorry. Needless to say it cost his insurers £12k to repair my car 6 weeks hire car charges. And the personal injury came out at £1400 if I didn't go to the medical (which was booked for 4 weeks later). So compensation can clearly vary

Hello. I run a coach company with my husband I would expect a full refund. We would be obliged to do the same. Not that that's ever happened to us we usually get a call in the 15 mins following pick up if the vehicle is late and I either chase the driver or get another one to go out I cannot see that you will get compensation it depends on their terms and conditions. Did you get confirmation of the hire in writing either via email or post and did you leave mobile numbers etc as well I would write a letter of complain with regards to obtaining a full refund and go from there. I can't imagine them agreeing to apologise to every parent either as you were the client I hope I have been a tiny bit helpful let us know how you get on

I wish you all the best with everything (loving the iPhone when it cuts off half way through a reply!)

They haven't grasped reality at all. They are a set of **** our company had a run in with the Corp tax side of hmrc earlier this year and I had to make a formal complaint as the horrible nasty women on the other end of the phone was so rude and couldn't understand whybi hadn't set aside money to pay them. Had to explain that when I have fuel bills and wages to pay on a weekly basis sorry I forgot to set aside thousands of pounds for hmrc. No clue. Luckily it's all resolved

Wow these two cretins really have a problem with honest hard working people standing up for themselves don't they?? Think they need to mind their own business and let sites like this get on with helping people. I've used this site many times and have even posted asking for advice and it has been so helpful!! So thank you to those people that have replied helping me or I would be stuck paying ****** dca's money I didn't bloody owe them!!