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billchurchill

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  1. Anyone had any experience of non payment of a critical illness claim?? L & G are refusing to pay out to me - I claimed as I have been diagnosed with an invasive and aggressive cancer which does constitute a critical illness. Having scrutinised my medical records they now say my policy is null and void as I omitted to declare a viral illness on my original application form. If I had declared this viral ear infection they would not have insured me in the first place yet they acknowledge that viral labrynthitis is NOT a critical illness. I did not disclose this viral illness as the Financial Adviser who sold me the policy advised me that viral illnesses where irrelevant! I am now in process of taking it to the Financial Ombudsman. Any experience/advice welcome please.
  2. Many thanks Patdavies - I will ignore it then and proceed along these lines. Will let you know what happens in due course.
  3. The ticket, issued EURO CAR PARKS says PARKING CHARGE NOTICE UNAUTHORISED REMOVAL OR INTERFERENCE IS PROHIBITED No mention of Road Traffic Act on it. It was issued on the roof car park above the Park Farm Shopping Centre in Allestree, Derbyshire. I assume this is Private Property as such. But am so ticked off about it - if they are so desperate for revenue, why don't they charge people to park there. Iwas parked in an unmarked area with NO markings on it i.e. no yellow lines round the edge or across it - the roadway was next to it so I was NOT causing an obstruction. Ticket says D) OTHER......NOT IN A MARKED BAY. Any comments much appreciated
  4. I would be most grateful if anyone could advise me of the validity of a "Parking Charge Notice" issued. I am led to believe that within the Decriminalised Parking Enforcement system i.e. the Road Traffic Act 1991 that a PCN must now follow a strict format for it to be enforceable i.e. The top of the ticket must have the words "Date of Issue. The ticket must have the correct term on it i.e. "contravention". The said ticket was issued by Euro Car Parks and is headed: "Parking Charge Notce" ON .................FROM............ D) OTHER ......NOT IN A MARKED BAY I would be most grateful for any advice as to the legality of this supposed PCN. Regards.
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