greenwoods and provident are same company are they not?

well i havent posted a follow on thread on here so thought i would update you all sent off for statements all went ok worked out charges and total was 782 sent of pre lim letter recieved back the usual charges are transparent, my heart dropped, i turned the page and first line was however in this instance as a gesture of goodwill and in by no way means admitting liability we are prepared to offer 782 pounds get in thereeeeee my question, i have sent off a little slip to accept the claim, how long till its in my account, i didnt want a cheque as i have arrears i want clearing with them, what you all thinking a few days lol, because i have a loverly little weekend away planned thank you all, for some replys and a whole lot of posts i read through, donation asap

thank you essix however i am still confused i have a total of 782 pounds of charges ranging over 3 years with the royal bank of scotland, now i understand i dont claim for the 8% extra unless i win in court, but what confuses me is how do i work out how much intrest they took from me regarding my charges do i need to know the rbs unauthorised borrowing rate? and work it out that way, ive looked at the spreadsheets and just getting bogged off with it all, how would i look if i just claimed for the charges no intrest just charges my account in 500 pounds in the red you see and they owe me nearly 800, i just want the account wiped so thats one debt less to worry about, anything extra would be a bonus, please everyone help me if possible, i have my preliminary letter ready to print just totally lost now, many thanks scott

i have started working my way through all the steps so far i recieved my statements from RBS and have added all charges up £782 what i am confused about (and im sorry if this is in another thread as i have trawled the site)is intrest, the intrest shown on my account for been overdrawn is that claimable also as well as charges, im sorry if i make no sense this is all getting rather complicated now, so for example my statement would show 13th nov intrest 29th october withdrawn £9.82 do i add all these intrest charges to my schedule and class them as charges, and if so what is daily intrest and the 8% and the spredsheets come into everything sorry for been a noob on this but hope you can all help me much obliged scott