check if the Fiat warrenty was still on the car when you bought it , it might help you with getting back the breakdown insurance if it was and they knew it and sold it to you under false pretensis

that is rediculous I bought my twin daughters a brand new in 04 to go to college for £6300 delivered to the door and traded it in 08 for £1800

they stitched you up on this didn't they ? do you know who your MP is and if he/she has a local clinic that you can call in at and speak to them. I am in politics and it can help if your MP can contact the garage on your behalf I would think they would be horrified to find that you are paying £14,000 for a £4300 car and the papers also I would have them in the Sun or News of the World it might help a lot of people in the same situation as you . I am going to bed now but will check back tomorrow

by the way what car is it and how old when you bought it ?

the Warrenty on the car that you get from the garage incase it breaks down did you get 3/6/12 months then the breakdown cover you bought kicks in ? You paid £600 for mechanical breakdown insurance +interest

I have take this from this web site Payment protection insurance : FSA Money made clear ? News How much will it cost? Remember interest rates and APRs for loans, mortgages and credit/store cards do not usually include the cost of the PPI policy, so comparing interest rates on their own will not be helpful if you are taking out PPI. The salesperson must tell you how much the insurance will cost you separately from the cost of the loan, over the life of the policy. They must also tell you whether buying the policy is compulsory. You can pay by a single upfront premium, or regular monthly premiums. The single premium can be added to your loan, thereby increasing what you borrow. A regular premium is a set amount you pay each month. The salesperson is likely to quote you a monthly figure for the PPI whether they're quoting for a single or regular premium. If you take out a single premium bear in mind that, as it's normally added to your loan, you're being charged interest on that as well. A regular premium may be cheaper because you will not be charged interest. If in doubt, ask the salesperson to clarify what sort of premium they are quoting for.

write to them and say you are waiting for your cashback check out this site about the PPI what warrenty did you have with the car and why did they sell you an extra one

that not right is it the price of the car shown to you and H.M.R.C is £4388.00 It does not say £5638.00 which should be the sale price if they do not give you any cash back. I would go to the showroom to the salesman and ask him for the cashback cq now or you will go to the local tax and vat office and ask them to look at it it sounds like someone might be defrauding the revenue to me

just a girl you need to speak to your solicitor about a charge on your property. also you should complain to your local trading standards at the council about the rediculous intrest rates the C.A.B are also looking at these rates and a call to them or their web site might help

yes I wonder if it is all about not paying tax ? typing a bit quick " intrest/credit rebate " i mean in previous post

if you have the invoice can you scan it in ? by the way check this site out for your PPI Money reclaim - the simple way to reclaim money the banks owe you also as far as the muppets who sent you the letter about your default and reposession read #8 Termination Your Rights if you have paid over £2810.73 they cannot reposess without a court order and if you have paid £4216.10 and kept it in good condition with payments up to date you can hand it back which might be an idea rather than pay another 6k I know you would not have the car and the money you have already paid but buying a car on hire purchase is no different to renting it as usually by the time you have paid for it you are due to buy a knew one and part exchange and start again so you never really own it. If you get the £1250 and your PPI and your interset rebate you might have enough to buy one not on finance

that is on the finance agreement between you and the finance company but the showroom should give you a sales invoice. As it is at the moment from the finance document the car was £4388 no £1000 discount and only £1 part exchange and no £250 cq do you have an invoice that you have not scanned ?

Thats what I am saying the disclaimer is not a disclaimer as it contradicts itself by saying they will send you a cq so how can they says you have been given it off the price of the car Although you have a finance agreement you should have an invoice showing all the details of the deal. The details of the car the price , the discount and the part exchange allowance for your car I know that some car dealers show less for the part exchange and I bet if you asked them about and mentioned that you will refer it to the inland revenue and your local vat office I bet they **** a brick as it might bring a full investigation into their accounts

Ok how did they actually show you that you were getting the £1000 minimum part exchange for your car ? The Cashback Disclaimer contradicts itself because it says you will have a £250 discount by cq within 21-28 days Have you requested the cq ? I know you have put most of this on the scans this one #95

tHESE PEOPLE IS IT ? Welcome Car Finance & UK Credit Loans what was the advertised price on the car ?