iall correct apart from instead of saying VW, it says FORD, ill dig the ticket out tomorrow and scan it cos its late now and im tired, thanks again for your time and i will upload a scan tomorrow,,,,, thanks, Andy

plus its not avoidance if the ticket is deemed incorrectly written, im just trying to use the law for myself. If its not the case then no harm done, I was only asking if anyone knew for sure how the law on this worked, its a simple question so I just thought it was worth asking, thanks again to all the helpful people on here.

Thanks guys, it was just a thought but the car is obviously a VW and nothing like a ford so Im guessing this guy made a mistake and maybe got confuse3d as to which car was parked there. I know its probably bang to rights but I just thought a technicality might work here if anyone knows the law for sure. thanks for the replys guys, any info will be of much help against the MAN.

Hi, I was wondering if anyone can help me with the legalities of parking tickets. I had to nip in to my local chemist today and had to park on the road at the side which although not blocking anything, it has yellow lines. I was literally in and out and there was no sign of the meter man when I went in an and as I walked out I saw him walking away from the car. I'm not disputing that I parked on the lines but it was like he stalked me but in his haste he wrote Ford instead of VW so I was wondering if this would void the ticket on a technicality as I've read of such things in the past. If anyone can help and give me an idea if its worth trying to fight them over this.

ok thanks,

Hi, I,m not sure if I,m posting in the right place here but I have a quick question about credit caeds. I got a natwest credit card a few years ago and when I lost my job I ended up using it to pay some bills then they sent me another one and stupidly I ran that one up even though I had not asked for another but I know I an ultimately responsible. The thing was, after a while they wrote to me saying that I could no longer use it cos their rules had changed. I have always kept the payments up so Im not sure what was wrong but Im just paying them off without being able to use them for anything. I just wondered if there was any sort of loophole that I could exploit to because of this. Ive probably paid them off ten times over and really struggle to keep up the payments but I just dont want to get blacklisted or get in any sort of trouble. Any info would be helpful, thanks,Andy

Just an update. I recieved a letter this morning from my bank which I was expecting as their 14 days were almost up. This was my second letter to them, demanding my moneys owed to me. I sent the first one from the template to which they sent a reply that they were looking into it and it could take 6weeks. So i sent them another list of charges and a letter telling them that my first letter was a demand and not a statement etc. Told them I thought they were stalling and demanded my paymen 870 quid. or else court in 14 days. got a letter this morning telling me that I should know the rules and they do not agree with my request, HOWEVER on this occasion as a goodwill gesture they will offer me 829 quid but on the understanding that they have done nothing wrong,,bla bla bla That tickled me, good will gesture, anyway I sent the signed slip back aggreeing to the settlment as I wont quibble over 40 quid. So thanks guys and I'll send you a little donation when it clears in my account, I just cant thank you enough,,keep up the good work,,, All the best Andy Lewis

its the last weekend in july, check their website for more info: :: ROCK & BLUES CUSTOM SHOW ::

hi wendy, sorry only just noticed first line. Yes I'm a biker,,,Yam FZR600. Do you have a bike or an interest in them, if so theres a big bike festival in my neck of the wood at Ripley, "The Rock and Blues Custom Show" Loads of bikes, loads of bands, Loads of beer and sometimes loads of mud but inevitably loads of fun.

yeah thats what I was hoping someone would say, I just wanted to make sure before I do anything i might regret. Thanks

I sent my first letter demanding my charges and just got a letter back acknowledging it and saying they will get back in a few weeks. I take it this is a brush off and I should now send another letter. If someone can give me a little advice on what I should do. thanks Andy

After much reading on your great site and asking questions I decided I was ready to take them on. just one more question, as I was trying to catch up and do a full stretch with no charges, lo and behold they slapped one on me after going a whole month without going overdrawn. I rang them and the first lady aggreed that I was ok then put me through to some other person who told me that charges actually go back two months. Is this true, or are they spinning me a yarn. They are so sneaky with their timing of these charges its making me a little paranoid, lol. Any one help before I start the ball rolling. Thanks Andy.

from what ive read if you go down the route of sending your tenner to the data protection place, they will provide you with all the info, I was lucky and got all my statements from day one for a fifver from my bank just by phoning them. I find it highly doubtful though that your bank only keeps the last six statements lol. good luck mate

its hard to say what alot of them are, they are almost certainly penelty charges but thay just say stuff like charges and then a date refering to the previous month for example one says charges 4th march ac/xxxxxxxxxx 28.00 then when i look at 4th march to which it seems to refer im not overdrawn nor any reference to a charge. This is very confusing, there must be some way to distinguish the charges. Maybe I should go in the bank and ask them to explain it all but I doubt they would do that for me.

I have all my statements from day 1 but alot of the charges just say charge and the amount while some of them actually state what they are for. Do I add the lot up or just the ones that say what they are for. Also do I have to enter them all in a spreadsheet with dates and descriptions coz I can only put a description of the ones that have one on my statement. thanks for any help