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sumsum252

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  1. Thanks so much for your advice! much appreciated & I won't be answering the phone to them!
  2. Sorry struggled to find this info as always had statements online which I now cannot access as they have closed the account, looked at credit file I took the card out in 2014 I defaulted in June 2015 showing as early arrears on my account 2016, which then showed as sustained arrears, then changed to payment arrangement in Nov 2015 which i have been paying ever since, don't think i had PPI on the account , I'm just worried incase this new company wants me to make higher payments, there is now less than £2000 outstanding and i already pay £237 a month
  3. I was out of work 4 years ago and agreed a 5 year payment plan with MBNA for a credit card debt (14,000), they stopped the interest , I have been paying this for 4 years +3months never defaulted , I have now received a letter saying they have now sold my debt (1900.00) to The PRA Group … .yesterday I received 3 calls from them which i have not responded to....what happens now? the letter from MBNA says I don't need to do anything and PRA group will carry on the agreement so why are they calling me? any advice appreciated!
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