I've got a legal background so I know they don't have a leg to stand on (but the gym could, in theory, take action as the original creditor.) It wasn't a contractual membership, in fact, the plan I signed up to literally said "Non-Contract". I had to pay 2 x £39.99 to cover two months worth of membership, which I did. I then cancelled with no notice. Their contractual plans which last for 12 months were a fiver cheaper at £34.99 per month. They're just irritating is all. Whilst I accept it'd have been a good idea to give notice, I know that this isn't a legal obligation by any stretch of the imagination. It's not the business of any gym what I plan on doing in the next 30 days, not least what I plan on doing with my money! I was and still am willing to pay the gym because I quite liked them, the staff were great and they're a small company. I live in a building which has its own gym so I no longer had a need for the membership. My only reason for replying to Harlands really is because I was willing to pay them the £39.99.

Just over a month back, Harlands came after me with £50 in admin fees for an unpaid £39.99 DD to a gym which I left without formally cancelling. This is my fault and I accepted full responsibility. Here's a timeline of events (this is an email I sent to CRS when the debt was "passed on" (even though they're the same scummy company in essence)): Today, I got this reply-- To which I replied How should I proceed? Can anybody with any experience with such matters weigh in here? How likely are they to pursue me and take civil action? And, if so, how likely am I to succeed given my attempts to pay as outlined in the above email. Thank you!