Yeah, its in NI - Laganside Courts. Essentially, ACI say they dont have a call recording stating it was not my debt. Speaking with TM Legal services they say that the DOB should be XX/XX/XXXX and when I stated thats not my DOB they said well we are going to enforce it. They cannot provide any agreement showing my DOB. They have placed enforcement on hold while I have a complaint lodged, which they say can be upto 8 weeks so that will give me time to contact the courts. Everytime I phone they keep asking me for my DOB despite telling me on a previous call they have no DOB on their system. I refuse to give it each time. In regards to Timeline - dont have much info as it was out of the blue that ACI contacted me and I said I would pay it as no intentions trying to dodge my debts and paid £50 towards it before being told not my debt. TM Legal contacted me in Feb 18 and only in around June did I get a copy of the credit agreement. The 2 Debts are supposed to be from Sept 2013, and the default notices are dated Oct 2013. ACI only contacted by letter to my new address (from 2014) around December 17/January 18 and then CCJ was filed shortly after Feb 18. I only ever got the Credit agreements in August 18 despite asking for these from around March/April. Sorry it may be all over the place.

As in they got a judgement from the court despite ACA telling me it wasn't my debt.

Hoping for some help here. I was getting chased for a debt to Lending Stream that I didnt remember getting, however Asset Collections was chasing me so I was speaking to them a few times and the debt was from Several years ago. I agreed to pay it back to get it off my chest, however, on one call, I was told by the advisor that my DOB didnt match the debt therefore the debt was not mine. So I asked to receive original copies of the credit agreements. Next thing I knew, I received a CCJ notice from Laganside Courts and since then I have been in dispute with TM Legal services regarding this. I asked them to again to supply a copy of the original signed agreement. Failing this several times and sending me a few emails saying hold period expired they sent me what they say is the original agreement. It was password protected so I phoned TM Legal and they said this would be my date of birth as on the original agreement - but this wasnt accepted. They then replied telling me the password. On this, there was no confirmation of personal details such as DOB and it wasnt signed. I queried this. Each time I phoned they tried to get me to confirm my DOB which I refused. Now they are saying they are going to enforce the CCJ. I dont know my options now as they are refusing to supply any further information and state that if I want to dispute the debt with them it would cost me £250. I informed the agent that as they have failed to supply me the information I have requested several times I now am informing them that I believe this is now harassment. Any help please would be appreciated. Cheers