Apologies if i seem unclear. It was a sect 78 cca request for copies of paperwork and assignment of debt. Having checked my credit file there are matters 2 of which i believe i owe a debt and 3 or 4 i dont. Following a friends advice who was advised by people on here to send an CCA to Lowells, they removed the Default they had on him as they had no paperwork. If these do not hold paperwork can they continue to default my account? I have also not received a default notice.

Thanks Guys. Just to clarify Cabot has one default and Lowell has 5! Today had a letter from Cabot stating they do not hold any of the data I requested and will go back to the company, Aqua, for further info. But they have said the debt is still owed and I must make arrangements to pay!

Thanks peeps it’s cabott but also got sar in at Lowell

Good afternoon all from noobe! Having been directed to this forum I filled a sar request for copy of paperwork due to several defaults. Never had a default but they have been defaulting each month for last 2 years. In short I sent section request (forgot what one but for credit card) And have received acknowledgement but now they asking for proof of address and identity. Do I have any recourse other than to provide them. They send letters to me almost weekly yet now I have challenged them they ask for suitable ID? Advise appreciated. I haven’t listed the name in case they monitoring this as I assume they do but they feature heavily on a lot of forums,