No not moved. Using equifax So 3 years worth of red marks ( but no 'D') or default date is not considered negative? If no default date when will it drop off??

Thanks. I have 3 shopaheck negative marks, all 3 have red boxes from 2011 with '6' in them(6 payments late) right up to 2015 when they are showing as settled. ( I didn't settle them) anything I can do with these? Should they be gone already?? No default date on any of them.

Anyone advise re the British gas debt with my dad's date if birth? If I write to Equifax will they remove it?

Got no paperwork at all, not sure when it was sold.ll Thing is I don't want to ring Lowell's as don't want to endanger acknowledging it if 6 years hasn't already passed.

Yep, havent paid since 2010 ignored lowell for years, but default years later. Isnt it a dirty trick DCAs do to keep the debt active longer, add defailts to keep debt active?

Not sure, but as an example i stopped paying vanquis card in 2010 but default date is 2015

I am looking at a mortgage hopefully next year so thought i would give the file a look. Good job i did as its in a right mess. 1. I have a debt of my fathers somehow on there, in my name but showing his date of birth, will this be a problem getting it removed? 2. Several debts with Lowells, which are all past 6 years old but showing recentish default dates, which are NOT the original default dates( shopacheck, vanquis). 3. A couple of debts that didnt default for ages, literally showing as red box with numbers in for 3 years befire a *D* 4. Debts that show as settled, plenty of red months ( i never settled them) but past six years old, shouldnt they be gone? Any advice much appreciated.