That could of been it sorry short term memory is shot

It was something I found off the gov website

18 months ago I developed a condition called cluster headaches aka suicide headaches basically chronic daily pain 10x worse than I migraine. Now I’m not saying that is the sole reason why I’m in the situation I am in however taking unknown medication every day will have some part as it is totally out of character for me Between 2 loans and 5 credit cards and an overdraft I have managed to accrue 50k worth of unsuccured debt in February last year I had nill. Along with a change in job which has put me year on year 15k down in earnings. I am now at the first month where I will struggle to pay everything back. I rang debt plan and they have advised me to go bankrupt as my outgoings is 600 more than income per month. The issue I have is one I live with my partner in her house that I pay towards bills etc but I’m not on the mortgage we moved in at the same time but it is her house as she bought it with her own money. Second issue I have is I sell cars for a living with entails me being FCA and saf regulated. My income can fluctuate massively on month to month as I am commission based If I did do what debt suggests will that affect my partner and of my job. Any advice is greatly appreciated