cjb21
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@hastings direct hastings car insurance advice required
cjb21 replied to cjb21's topic in Motor Insurance
I don't doubt I could be repaired cheaper insurance estimate £2500 approx. , sorta makes you wonder how or why insurance companys want to just write cars off and impose doubling of excess to stop you using a cheaper repairer (well they don't stop you but you'll end up paying 95% yourself) all seem to be hidden away in the double dutch terms and conditions , which 100% are not following the insurance regulations, modern day [problem]mers -
@hastings direct hastings car insurance advice required
cjb21 replied to cjb21's topic in Motor Insurance
fault accident , its comprehensive , think I could have explained this better, 1/ if I use hasting repairer my excess would be £400 but would very likely be written off (not wot I really want ) 2/ I can use my own repairer but then they are telling me my excess will be £800 hmm so I use a cheaper repairer and I get penalised an I missing something so I will end up standing the majority ov the cost ??? 3/ I just pay for repair myself with is basically wot I said in point 2 4/ so I think maybe I buy car back if wrote off and get it repaired ( they say that's not possible) tho it seems to happen all the time 5/ so hasting are attempting to steer me into a decision which only benefits themselves they are not covering me there covering themselves -
Car repair cost amount to the approx. value of the car, your customer service tell me they can send salvage agent to collect ( then they will valve car and negotiate a value) how about don't be silly its going nowhere till any payment is agreed and cleared, or 2/ they can send an independent assessor out and I could then decide how I want to proceed and if he deems car a write off it will be categorised whether I claim or not (so your devaluing my vehicle if I don't claim but an assessor come to inspect it ( sounds like a bad joke) 3/ or I can choose a repairer of my own and my excess will be doubled (so a more reasonable repair shop you will pay less towards repair I will have to pay more seems my only option would be buy car back and get it repaired (which shouldn't be a problem as its still roadworthy (so local fiat agent tell me) seems that's a no go also, where does the comprehensive come into it, and realistically what can I do, because you're not working within the consumer rights as your excess policy is attemption to adversely affect my descision
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