Update. I called my insurers today (who were Co -op at the time of the incident). They seemed very surprised that I had received this claim document from a firm of solicitors and thought that it should have been sent direct to them. So, as per advice here, I've made copies of the document and sent the originals to the co op by registered mail advising them to confirm receipt due to the time sensitive nature of the paperwork. Thanx to all who commented and offered advice. I'll update this when it's resolved. Lisa

Well, when I moved house I didn't inform a firm of solicitors whom I didn't know existed of that fact, just on the off chance that one day they might want to send me a letter. But it also shows to me that they have not approached my insurers (the Co op). Because I obviously informed them that I had moved.

One other thing I forgot to mention. The above letter was sent to my old address where I lived at the time of the accident. It was only by chance that I received it, because I happened to meet the lady who now lives in my old house and she passed it on to me unopened.

Yes, I assume he has instructed this firm of solicitors. There is no mention of his insurance company or mine in the document. That's why I'm so confused. Surely this is a matter for the insurance companies to sort out in the normal way?

The claimant is named top left on the document but I have hidden his name and address

Hi, first post here. I found this site after doing a google search on a firm of solicitors named on a letter sent to me today. It's a Claim Form that appears to be from Horwich Farrelly solicitors. The 3 page document has a court address as the County Court Business Centre, 4th floor St Katharines House Northampton NN1 2LH There is a claim number and it all looks like a a summons. It also tells me I can respond to this claim online at http://www.moneyclaim.uk. The claim is that I nudged into another car from behind approx 18 mths ago. T This is true. There was virtually no damage caused to either vehicle, just scratches, but the other driver insisted in swapping insurance details which I did. As soon as I got home I phoned my insurance company (the Co op) for advice and to report what happened. They told me to to wait and see if any claim came in. I thought no more about this matter until a few months later when my car insurance renewal was due. When I tried to renew my insurance the prices has gone up by between 50 - 100% regardless of which company I tried. Eventually after a lot of phone calls to the Co op I was told that a claim had been registered against me because I had called them to report the incident of the small bump, and that is why my quotes has shot up in price. I asked if they had received and paid any claim on my behalf, and they told me no they hadn't. But a claim could come in at any time in the following three years. They also promised me if they had not had a claim from the other party within a year they would review the fault claim on my record. I just accepted it, put it down to bad luck and my own fault for nudging the car. After a year passed I called Co op to ask if the other party had made a claim and if I could get the fault claim removed off my record? They told me that they had indeed been contacted by the other party and they had paid out a sum to the them to cover his loss of no claims bonus. I argued that they should have contacted me before to agreeing to pay any money to the other party as he's was clearly trying it on. But, again I just accepted it. After all that is what car insurance is for isn't it? I was fully comprehensive with 10 years NCB. Again I just put this down to experience. Now, out of the blue I have received the claim letter mentioned above. I don't know what to make of it? The amount claimed in the letter is £2070. Firstly I would strongly reject there was any damage to the other parties car (a 17 year old VW Golf). At most it had a scratch. But secondly, why are they contacting me directly? I was fully insured at the time by the Co op. They had my insurance details, should they not be making the claim through them? I'd appreciate any help or advice on this as I've never experienced anything like it before. I'm a middle aged lady with 10 years + NCB and a clean licence, until this. Lisa