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Henry2014

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  1. So if I ignore their letters they have no power to take me to court? Or give me a CCJ or similar?
  2. I am being chased for a debt by Credit Limits International based in Kent. I defaulted on a mortgage in France ignored them for a while as I read it on this forum they managed to get hold of my mobile phone number and started calling me. I spoke in depth about my financial situation and they advised me to speak to a debt charity (step change) They found the whole thing a bit confusing as it was a debt abroad. I have several questions: Are CLI working on behalf of my bank or have they bought the debt? Can they take me to court? Various sites say if they have bought the debt they can take me to court in the UK as they now own the debt? Can they keep adding charges if I chance it to see if we go to court? Ive not got anything to give really as my current debt level is double what I owe them. Thanks for listening
  3. I am in a similar situation but have had conflicting advice online. I defaulted on a mortgage in France and now Credit Limits International are perusing it. Initially i ignored their letters but they managed to get hold of my mobile number so I had to address the situation. They have sent me a letter with next to no information on just saying that I owe tens of thousands of Euros which was the difference it sold for at auction. I have been told that if they have bought the debt then they have the same rights as the original creditor, so do I just sit it out and wait for a court summons?
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