Hi, for the smaller debt of £3000, I have been paying something within the last 6 years. But I haven't paid or been in touch with them for the larger debt. For this one I am pretty sure I can sent that letter. The fact that I left the UK in 2009 and nothing really has happened since then, I guess that confirms that they can't really do much.

OK thank you. Should I not send letter to get the debt cancelled under the Limitation Act 1980?

Hi, no I have nothing in the UK. Also in EU I have no property.

Hi everyone, I need some advice on a credit card debt and a loan debt. I used to live in the UK but left in 2009. I have a credit card debt of £3000 and a loan debt of £11k. Both accounts are with Cabot Financial. I used to pay very little (between £1 and £10) towards the credit card debt, on and off over the past 9 years. I recently got a letter from Cabot saying that they instructed Moorcroft to arrange a visit at my home so that they can put me back in touch with Cabot. I have my address in Poland but am not really there very often. Regarding the bigger loan debt, I haven't been paying anything toward that account, I think, for at least 6 years and haven't communicated with Cabot about this debt. The question is, can any of these debts be cancelled? And what about Moorcroft in Poland? Any advice is greatly appreciated.