hi everyone i have been reading through all of the sars bit and am going to send a sar to lloyds ,,,, ok dont fully understand what happens after that ? if anyone can pm me on what to do after i have sent it that would be very helpfull , im hoping to claim back as much as i can will they list all my charges ? can i expect to get some back ?or all of them ? ive been with lloyds for a long long time had loans credit cards etc with them ,, ,many thanks in anticipation for helping me understand the process Hi All im new to this ,,,and am starting my SAR letter to lloyds ,,, err what happens after i send it ?and my £10 costs ,, will i get a list of all my charges ? i've been with lloyds 28 yrs i had credit cards and loans and personal accounts with them will i be able to claim all the charges ?some of them ? I im in a dmp now with playplan and have been for nearly 1 yr of 3 yr plan will need some help with this one if anyone has the patience to bear with me lol feel free to pm with any help , a list of idiot proof instructions lol ,,, this is day 1 of my claim back !! do i need to send a sar to all the companys i owe money too barclays ,tesco ,virgin