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User1301

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  1. Initially they said they were invoicing me for one lot of £360 as I’d failed to send them a copy of a letter from the pay day loan company, queried it as I wasn’t even sure what letter and hadn’t kept anything anyway as it was so long ago. Plus the fact I was only interested in PPI/bank charges so questioned why they were now looking into an old, settled payday loan...Contacted the pay day loan company and asked for a copy of what they were asking for, forwarded it to them just to get them off my back. Once I’d sent it I then got a further email saying on review they noticed I’ve failed to send back signed paperwork/authority, breaching the contract again. I explained I thought I’d sent back everything I’d received so couldn’t understand how this could be the case. I also questioned how they’ve been able to proceed if they don’t have my signed authority. I was then told this refers to a claim for insurance matter and this was a totally separate matter. Completely confused I started to question him, told him I’ve never been interested in claiming anything to do with insurance. Rightly or wrongly I was by this point fairly wound up & I then left the trust pilot review �� He proceeded to say I was contradicting myself and this was his response: “As you have now made comment within the public domain, you are now liable for liable to which is accountable for damages. These can range from a few hundred to several hundred thousand pounds. Given the comments made which are defamatory and unfounded, we urge you to quickly remove or to seek immediately legal advice.” ��
  2. They’re called Pemberton Associates. At least that’s what it says on all correspondence I’ve rec’d.
  3. I did look but couldn’t see any option to block/bounce back emails. Thinking it’s only doable on a desktop, will have to look when I’m at work tomorrow. Shocked at some of his responses - very unprofessional which obvs rang alarm bells, still made me panic though. Thanks for the reply!
  4. I naively filled out some PPI claim online Pemberton Associates ages ago, gave all info I had to hand. “Electronically” signed all documents. Was sent something in the post which was lengthy, eventually completed & returned. Cut a long story short but I started getting A LOT of emails from this company. Regarding all sorts of things, claims against pay day loans, claims against all sorts of things, there was that much I lost track. I was only ever really interested in PPI and I assumed everything I filled in was to do with PPI. I got a final response saying once they’ve checked my credit history there’s only two companies I could claim against - one being a mail order company (which I owe a mere £80 and the other being my current account, which at the time was overdrawn) I replied saying I didn’t really see the point in perusing a claim against these for the reasons above. To which they agreed. I then started getting emails regarding some payday loan I took out a while back, asking me to send them a copy of some letter. I had no idea what they were talking about and told them this, on top of the fact my balance was zero I didn’t understand why they were looking into it. Fast forward a few weeks and they’re now saying I’ve breached the contract and that i’m Liable for cancellation fee’s if £360 for each company they originally persued (sure there’s about 12 all together) The guy who was emailing me was horrible, very threatening, making out like I was lying, saying they’ve now realised I’ve breached the contract for a second time as I’d not returned documents (this isn’t the case - I’ve returned everything I’ve received) I was getting no where with him, ended up leaving a lengthy yet honest review on trust pilot to which he replied saying if I didn’t remove it they’d sue me for damages. Cut a long story short he reckons he’s issuing court proceedings first thing tomorrow. He’s literally not left me alone all night, threatening all sorts, telling me I am liable for court costs on top of the damages and fee’s already mentioned. Apologies for any spelling errors, currently in the middle of something & frantically trying to explain myself on my phone! Any advice greatly appreciated!
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