Hi, I have a default for £377 on my credit file registered on 19/11/2013, at the time by Orange/EE and now by Lowell, since they bought the debt. Lowell and now BW Legal are now requesting I pay £1,564.03. This amount is comprised of £377.23 airtime and early termination fee of £1,186.80 or they will proceed with an application for CCJ. I understand I cannot request a copy of the original contract as if it not governed under the CCA so I can’t check the termination charges terms and conditions. Are they able to get a CCJ for the full £1564.03 even though I thought it was £377 for years as that was what was reported on my file and is there anything I can do to argue this? Any advice would be greatly appreciated.