eastlad1987
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Hello not a massively urgent issue but lost my license (provisional) and have applied for a replacement last week they received it 11.04.2019 it has been countersigned / paid for / photos / all identification posted with it. I also had a change of name so included deed poll. Now I know they say up to 3 weeks waiting for license to get back to you and I havnt had any email or call asking for further information so is that a good sign does anyone know if it takes longer than 3 weeks sometimes ? Thanks
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ok ty for that ill have a read through some of the info tonight and see about sorting this whole mess out (through writing of course)
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oh right... noted. i dont deal on the phone but i have been emailing a woman at ardent credit. she was pretty insistent on getting me to respond to her emails
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No i have stopped paying EVERYTHING it was crippling me. I receive Job seekers allowance £142 a fortnight which has deductions of £15 a fortnight leaving me with £127 and I have to pay my rent service charge of £27 a fortnight. So i live on £100 a fortnight. There really is little if anything spare for debts
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Ardent Credit Services Ltd dealing with Klarna bank and next directory Lowell dealing with tesco, o2 and ace catalogue Provident kept sending the area "manager" round daily. I shouted out the window "im going to call the police if you come at unreasonable times of the day anymore" he then disapeared for a week, last week reappeared at 6:45am my housemate answered the door and told him to ..and get a real job, now i have got provident head office bugging me 50 times a day on the phone.
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oh ill have to actually have a look at the letters, wont be long. I was just copying off credit report that dont show the names of the dca's from what i can see.
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Debts (Recent From August 2017) Klarna Bank Original Debt: £300 Last Paid: £12 novemeber 2017 Now Owe: £288 Now with DCA. Tesco Mobile Contract: Defaulted and Contract ended Last paid: £11.50 in November 2017 Unknown what total debt will be but was only 2 months in on a 24month contract o2 Mobile contract: Defaulted and contract ended - being passed to DCA Last paid: £12 December 2017 Unknown what total debt will be but was only 1 months in on a 24month contract Ace Catalogue: Defaulted Owe: £116 (i think this has been passed to DCA) Next Directory: Defaulted Paid: £9 (minimum payment last month) missed this months Current debt: £310 Provident Loans: £200 Loan - Paid 4 payments of £12 a week - now defaulted and been passed to DCA. Balance is £298 outstanding. ------------------------------------------------------------------------------------------------ Debts Pre August 2017 Peachy Loans - £200 - With DCA - dont know how much is owed lost all letters Sunny £100 - With DCA - dont know how much is owed lost all letters Lending Stream £300 - With DCA - dont know how much is owed lost all letters Ferratum UK £300 - With DCA - dont know how much is owed lost all letters Pounds To Pocket £300 - With DCA - dont know how much is owed lost all letters Wonga £150 - With DCA - dont know how much is owed lost all letters MYJAR £200 - With DCA - dont know how much is owed lost all letters Vodafone - £400 With DCA EE - £450 With DCA Vodafone Business - £450 With DCA Virgin Mobile - £400 With DCA BT - £800 With DCA JD Williams Catalogue - £550 ish With DCA Jacamo Catalogue - £500 ish With DCA Halifax Bank overdraft: £300 - With DCA i think EON Electric : £100 With DCA
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Oh ok that sounds cool - ill go through my things and make a list at some point this afternoon.
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Hi there, I am new to this so go easy on me please I hope I have posted this in the right forum. I have got myself into a right pickle with debt. I am on benefits and am seriously getting close to the line of going completely and utterly doolally with the stress of the constant letters and phone calls. I am really not well mentally and this is just the thing that is going to push me over the edge, as the letters coming are increasingly threatening, and I am really scared. I am willing to give details but I just dont know where to start or what to do, I am living hand to mouth as it is. Hope someone can advise. Hoping this might be the first step to ending the harrassment so I can concentrate on getting better.
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