Mminionator
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HPH2 Ltd (ex lloyds commercial) is what it says. Also, my name is spelled incorrectly, does that help my case?
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Hi The figure they're asking for is for the overdraft amount. I remember the amount and it matches exactly. I do not remember the balance of that account because it was so long ago. But it would have been within that overdraft limit.
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Hi Apologies if I was not clear. I had to personally guarantee the overdraft for the company bank account. I do not remember the details of the agreement, but just that if the current account defaulted then I would be personally responsible. This was signed in the bank. The guarantee was taken out perhaps around 2011. Account closed in 2013 after I voluntarily dissolved it. No chase from bank until sometime afterwards, perhaps a year. I made no contact with the bank or any other party regarding this amount during that time. Now a DCA is pursuing me for it over the past few months out of the blue.
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Hi I haven't made any payments to the bank. The accounts were all closed and I ignored requested to pay. I don't have the DCA letter to hand so can't say who they are at the moment.
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Hello everyone, Please be nice, I appreciate this trouble was something that happened when I was not as smart around money. I have learned my lessons and now doing well. The problem I have is a company I used to be a director of. My partner left the country and me saddled with the personal overdraft guarantee of £2000. No other debts. It is difficult to remember all the details, but I remember it was for an overdraft with barclays commercial banking. I had to dissolve the company, appropriately notifying companies house. This all happened without a problem. Company dissolved as of January 2013. A year or so later I was told I was liable for that money via letter. I ignored it - I know, head in sand not a good idea, but just didn't know what to do at the time. The letters stopped eventually. Now I've had a debt collection company get in touch recently out of the blue. But, given this occurred that long ago, and I never communicated with the bank after dissolving the company about this debt, is this debt still enforceable? Would really appreciate help with this. Thanks, M
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