Thank you.

Hey, Spoke to EE (finally) who confirmed that no payments have been made since pre 2011. A Default was registered in 2013 by Lowell NOT EE which is a bit strange. checked on one of my old credit reports and the default is definitely registered to Lowell. Do I now complete the forms to set this debt aside or shall I speak to Lowell, tell them what they already know and ask them to drop the CCJ? Cheers all. Scott

Emailed EE last night and received a swift reply today saying that they have no record of any accounts under the numbers provided. Do I need to do down the SAR request now just to be 100% sure before I present this back to Lowell?

Thanks - last question. Do I need to say anything to Lowell about what I am doing? They are demanding their first instalment and the last thing I want is Baliffs turning up "cant pay well take it away" style?

Cheers - as for written proof, well we moved out of that address almost 7 years ago and no payments etc were made along with no acknowledgement. I would write to EE and do a SAR to get the proof that it's over 6 years old if that helps? My question would be how to handle Lowell who want to get their first £50 payment on some arbitrary instalment plan by tomorrow. I have a copy of my credit file from Sept 2017 and it's there is nothing outstanding from EE / Orange showing on there? even searched the last 4 digits of the account number Lowell claim this related too. Upon closer inspection, there was an account which was opened in 2011 and Lowell placed a default on in 10/04/2013 - the default was for £279 and that was the last I heard of this. I have only found this as I went through a stage of trying to get as much "bad data" removed off my credit file after a few poor years and kept quite a bit of data on my hard drive. There is no way that any payment or acknowledgement has been made since 2011 - of that I am sure. Seems odd that the default would be for £279 yet the CCJ is now for £1354.35.

Hey, Got a bit of a strange one here - I have today received a green letter from Lowell Solicitors saying that I have not paid the £50 instalment on a CCJ they have obtained on a VERY old Orange mobile phone account. This is the first letter I have ever received about this naturally, it made me check my credit file where low and behold - a CCJ has been placed under my old address (not lived there in almost 7 years). This letter says that I have got until the 11th December to make the £50 payment or they will recommend enforcement action. My issues are as follows. 1) This is the first thing that I have heard about this (genuinely) and did have an old Orange account at my old address back in 2008 after falling on hard times. No payments have been made on that account since we moved in Feb 2011 and I have not knowledged anything. 2) The CCJ which was obtained in Oct 2017 is under my old address so does that mean that any papers I would have needed to see for challenging etc have gone to that address? 3) Can a CCJ be obtained and enforced on a statute barred debt? Hopefully, someone can help me out here and give me some advice. Cheers Scott