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jon8214

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jon8214 last won the day on February 7 2018

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  1. I was hoping that someone on the forums would recognise the company and have a contact number for them so I can contact them and find out what they were playing at but it seems the company no longer exists in that form. I will be persevering with equifax’s incompetence and see what they come back with. I have raised a complaint, a dispute of the data and also emailed their DPO reference this. I am also considering a complaint to the ICO for unlawful processing of my data. i will update you all when/if I get any update. Thanks
  2. So this is a case of an illegal search? How could I progress this?
  3. Hi DX here is a screen shot of the name direct from my credit report
  4. Thanks dodgeball, I have checked the others and there is no searches on any of them. i have already complained to Equifax I was just wondering if anyone on here would have any contact details for them so I could speak to them and find out what they are playing at.
  5. Hi all, I have had a hard search carried out on my Equifax credit report. I have no knowledge of this company and I haven’t applied for any credit recently, neither do I have any bad debt. On speaking to Equifax they have raised a dispute but I also asked them for the contact details of the company and they said they don’t have any. i have also tried google, ICO, FCA, Companies house and I can’t find any info. would any of you have any contact details for this company? thanks
  6. The total of the loans I took was 1100 I paid back 2200 but I defaulted on 800 apparently, the amount of redress I’m being offered Is 1400
  7. I know that DX, but the thing I’m on about is a company trying to off set a debt against a debt that is now owned by a 3rd party
  8. I do have it in writing they have written it off, it’s approx £1k even though I realise I’ll only get pence in the pound for it
  9. Hi CAG, I have received a redress email from KPMG ref redress due to me from an old WDA account. I did have an account with WDA which went into arrears and was sold to MM/Lantern. The debt is now stat barred and MM/Lantern have written the debt off as such. kPMG are stating that they will set off the amount of my redress to MM/Lantern. I have complained to them about this and await their reply. I am aware of the normal set off rules but does this apply to companies in administration? I can’t attach the section of the letter now as I’m on holiday but as far as I’m aware a company cannot off set a debt once it’s been sold to a 3rd party company, am I correct in this thinking? thanks
  10. ok do the following and get reading up on defences you have 33 days from service to submit a defence - pop on on MCOLwebsite ack [{ AOS BOX] the claim defend all leave jurisdiction unticked get a CCA request running to the claimant get a CPR 31:14 running to the sols.
  11. Hi where did you find the info of your last payment? Are you sure of that date? If you are then this is a statute barred debt and the guys will provide the relevant defence
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