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missroro

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  1. Thanks for replying. Lloyds defaulted in May 17. And the others in August AND September this year. I was on a zero hour contract when I took out the PD loans and I know that I shouldn't have taken them out but was desperate at that point. I will definitely look into claiming back the charges from Lloyds. I had no idea that was even possible. Thank you!
  2. Hi, I have finally checked my credit file and I have 2 defaults from PD loans and 1 from Lloyds. Cash on Go ( I think may be Satsuma) - £410 ( Initially borrowed £200) Provident ( I think may be Peachy) - £755 ( Initially borrowed £400) and Lloyds £410 ( 100% unplanned overdraft charges that have accumulated.My account was a basic account with no OD facility.) United Kash have been contacting me for the Satsuma loan but from reading on here, I have not replied or answered the phone. As they are defaulted what can I do now? Just ignore them? There is a very slim chance that I could possibly borrow the money from a family member to pay them all off but I don't know how to start as they are now in default? Any help appreciated! Thank you!
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