miffedman
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Hi guys . I purchased a car and the finance was provided from advantage. the finance amount was for 7k. I recently received a statement and this is where my question has come from , I am paying ridiculous payments at present but this is due to a poor credit history . All sorted now and im building it back up nicely . the finance was over 48 months there were some additional fees as well £175 option fee last £325 acceptance fee. the interest rate applicable as it says on my statement is 21.00% per annum (fixed) I pay £275.11 per month. I have used various online calculators and they all suggest my payment should be around £210 is per month. Now a friend who financed a car recently there figures were finance of around £7500 and an interest rate of around 22% and there paying about 225 per month . so my question is am I missing something and the amount is correct ? If its wrong is there anything I can do im about 18 months in ? any help would be great
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