Not a particularly in depth response. Why 'nope'? One would presume that if I proved to the finance company that I had paid all the balance myself, and not my relative, that this would go on my file, thus repairing my credit score somewhat? Secondly, it's low because I've borrowed in the past and not paid back

I wanted to take out a loan for £3800 around two years back. because I knew I would be rejected because of my poor credit rating, I asked a relative. Since then, I've paid off ALL of the balance, through my relatives bank account, i.e., I send her the money, she pays the finance company etc. Now since I have a) myself paid ALL the balance and b) have statements proving where the money went (from me>her>finance company), is there any way I could use this to better my score, like in a big way?