I am wondering if anyone has experience or advise on how to help my 20 year son ( with ADHD) manage his debts and stop further debts occurring? The bank allowed him to go into a unauthorised OD and the mobile phone company want a 3 figure debt paid. He doesn't live with me for various reason I don't know the full extent of his debts. I want to help him but I am unable to offer financial support. He understands these debts are his responsibility but he doesn't seem to have the motivation to help himself move on with this.