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LeeLee84

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  1. Thank You for replying. If the old creditors can provide a copy of the original signed CCA, would they accept a payment plan from me personally rather than paying a DMc to do it for me? Thanks so so much Leelee
  2. Desperate for some advice pleaseeee... I'm at my wits ends. I am in my second dmp since 2013 and was previously in one for 9 years. I requested a SAR to freeman jones, however cannot see whether they have bought the debt from creditors. And cannot see how much of the few hundred I pay a month actually pays for debt to the creditor... I finally have gained the courage to stand up for my rights. And My desperate questions are I know of someone who wrote to all her creditors and asked for the cca, most not being able to provide and they couldn't pursue the debt. 1: shouldn't the IVA company have copies of all credit agreements signed by me before they sacred on their behalf 2: shouldn't the IVA company provide me with the copies? 3: shouldn't they state in the SAR how much is being paid to the creditor? 4: can I leave the Iva and write to the creditors asking for the original agreements? 5: if they cannot provide a copy of the ca signed by me, am I able to claim monies back I have paid to the dumps over the last 15 years? Anyone who can help, I would be so so grateful. Leelee84
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