JoanneL
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DX - IS there a link to Letter Before Action please?
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I have reworded the above letter. I removed the OFT bit and added a bit about them knowing I was in financial hardship I'll send to tomorrow
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Yes it's on the WF page/thread I am being really thick. What can I use to write to WF? Or the vary the one in the library for mortgages? Actually thinking about it, I can claim hardship. I've got all the relevant paperwork to show I supported myself and 4 children with no maintenance from ex during the whole time I paid the loan. Plus umpteen failed DD attempts causing more fees
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What happened? I have only just picked this up. I'm writing to them tomorrow with the first letter
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Can I use this for fees on a Welcome Finance loan, please?
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Super! Thank you. Dx100uk you have been amazing Hopefully the final question... What did if it's a loan in joint names, where they are divorced, no longer speak and I have always been the one to pay it. How can get the monies just paid to me?
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Interest added! Now what? CISheet v101 (1) JoanneL.pdf
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What interest rate am I putting in? If it's they 17.88% it makes the claim over £2000
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Yes still active as they say I owe £300 but it's all fees. I want to argue that they have had more than their fair dues
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OK! PPI is shown on there as a credit in Jun 2011. Here is my CI sheet. As you can see I haven't put in an interest rate. Is it 8% or the rate on the loan (17.88%)? CISheet v101 (1) JoanneL.pdf
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Drat. I'll look at it again tonight and re-do it. Thank you dx100uk for hiding it I just ran it through the copier at work then crossed off what I thought was all the identifying data. Then scanned it. Forgot some pages eere only one side.
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Here is everything Page 17 shows there was more interest on the charges alone than the charges actually were! now not page 17 mind - dx after redacation. docs1.pdf
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Ok. I'll scan them in tomorrow
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Also they have charged me interest on the fees!!! Shall I put that on the spreadsheet too?
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Has that worked? Can you see it? Also, I'm already up to in excess of £400 of 'fees'. They don't have a reason, just noted as 'fees' on the statements. Is that an issue? 29 Jun 2017, Welcome Finance.pdf
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