digadood
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Posts
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I believe it was simply dismissed, thinking it over now I guess I should have mentioned and pushed for the absolvitor. I assume if they tried to bring it back then it would count from now so it would be statute barred? I assume I'll get something through the post if not I'll ring the court on Monday.
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Apologies, I never ended up sending the IA. I had looked out the CCA replies they had sent, but couldn't find the last one and some other nonsense in life took over. alas, I got to court today and their rep said they'd dismiss without expenses, sheriff asked if that was ok with me. I just said yes, I just wanted it all to end. So thanks for all your help dx! i'll fire in a donation and hopefully this helps someone else down the line.
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so it's nearing time of the review and I haven't received anything. "Orders the progress of this case to be paused to enable the Claimant's to locate the credit agreement; thereafter, Assigns xx August as review of the same" So it's just another case management discussion? Sorry, I hadn't realised it was so soon.
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Just back from the case management. Sheriff paused it for 6 months to give them a chance to get the paperwork. I tried to put my points across, I guess not very well. Ah we shall see what they can make up
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got through to the sheriff clerk today, she said there was a note on the case stating that the case management discussion is going ahead and the application to pause and my objection to will be discussed there and that they received the email I sent when they failed the sheriffs order. Just said I was to turn up. Guess its a waiting game now.
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I sent the email away this morning, included those points and attached cabots reply. however i have been unable to call as the number isn't working. on their page it says the phoneline is down. https://www.scotcourts.gov.uk/the-courts/court-locations/inverness-sheriff-court-and-justice-of-the-peace-court I will keep an eye on it and try again later.
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I objected with the points you stated in post #56. Sorry, I figured that was all I really had to say, shame this hadn't arrived sooner.
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I have already emailed my reply to the pause application. It was due by the 25th so I replied a few days ago.
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The date is 30/01 so this Wednesday. I shall get the e-mail typed up ready to be sent Wednesday morning. Thanks for all your help! I feel we might get a reply from the sheriff over the pause application before then but we shall see.
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Received a letter from Cabot today titled an update on your request. We're still processing your request, we have contacted the original lender for the relevant information. As we haven't been able to provide you with the information you have requested, your credit agreement is unenforceable until we are able to reply to your request. This means we are not permitted to obtain a judgement or decree against you in court. Any use? Or are we hoping the judge rejects the pause application.
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Hi! I received the standard cabot CCA reply today, don't have info on file so will request info etc. update in 12 days. Also received a letter for nolans saying they have asked the court for it to be paused. I have attached. seems bad form considering they stated they had the credit agreement. Pause.pdf
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I received this today from the court. I have just checked the tracking for my CCA return and it hasn't updated since the post office... Should I resend it? I fail to see how it couldn't have gotten there. upload2.pdf
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So I've posted what needed posted. It's just a waiting game now, apologies for the last few posts was just getting worried I had messed things up and confused myself but i think it's all in order now. Thanks for the help so far, it's greatly appreciated.
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Yeah and it is the date they confirmed on the phone but I know I had sent a token payment later that I can see from my rbs statements. It's the moorcraft payment in Feb 2014 that's the problem. I'm sorry, I've just confused all of this.
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Sorry, I'm not explaining it well. The SAR contained bank statements for all my accounts, a separate section labelled information from our internal systems and a section from the loan department. The part I'm querying is the last loan statement ends sent to recoveries but I don't have any information from that department. As far as I can see everything else is correct.
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