Wow I wasn't aware of that. I pay £150 and £20 is fees. I get a rolling statement online every month so I can see what I owe who at any time. The main Ones are with Cabot and PRA group. Never heard a peep from them!

Hi, paying £150 per month so not much. Ok so worth requesting CCA then??

Hi, I am looking for some advice please. I have been paying various DCA's via Moneyplus (Byrom and Keeley) prior to that for many years. In fact probably over 10 years. My credit file is perfect as all dropped off years ago. The question is, reading these forums, am i in a position to request CCA's? from IDEM, 1st Credit, Wescott etc.... i cant even remember who most of these debts originally belonged to. I think Intelligent Finance was one as was Lloyds TSB. I have been paying very small amounts of the years and debt still totals over 30k. I read about the term cash cow which I feel I maybe just one of them!! Can someone please advise if I should be doing something? Thank you Infestedocean