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  1. ok thanks for the replys "I think that it is likely to happen fairly soon. You will have left some trail or other." but not in the last 6 years "id cancel the plan and await the deforestation through your door." I do like this idea "as you are using credit ref providers your current address is known." but then my address would be known whether I used them or not the thing is at the moment we are being left alone and I don't want to stir up trouble
  2. Hi so back in 2005 my wife became ill and had to stop work for a while and we entered a debt management plan, we still owe about £20 000 mostly credit cards but also studio cards etc over the years we have moved a few times but carried on paying payplan, the last few years we avoided our annual review but carried on paying. we have been at our present address for over 2 years with no contact from our creditors for years. payplan have emailed a couple of times say some of our creditors want our address but we havnt replied our credit reports are clear with scores of 536 with clearscore and 633 with noddle so we have good credit my question is what would happen if we just stopped paying, how long before we get found thanks all
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