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confused1984

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  1. I bought a printer but couldn't figure out how to connect it to the internet to upload any files so I returned it. I copied and pasted the letters word for word , and added my details.
  2. Checked my credit record, its showing I owe nearly 5k. They haven't told me what they got for the car or deducted it from the amount I owe. where do I go from here?
  3. A few months ago I purchased a car from a dealer with the car finance company. They lent me £6500 and I paid a £1000 deposit as the car I wanted was £7500. when I took out the agreement I was in part time employment. My mum then got diagnosed with COPD ( lung disease) and heart failure and needed me to be her carer. I left employment and informed the company of that. The company then did another budget planner and realised with their payment I was in deficit each month because my only income is currently benefits. My mum is now terminally ill doctors aren't sure how long she's got left with us. I want to give the car back to the finance company as I'm in such a dire situation being in deficit I dont know how much longer I can sustain things. Im a single parent, if it was just me I wouldn't really care about going without but my kids kind of need me to provide. Im really scared about the company selling the car for less than its worth and leaving me with a vast amount of interest. It is a pretty silly percentage but as my credit rating is poor and my plan was to try for a mortgage in a few years I thought it would be a good way of building back up my credit as seeing as I could afford it at the time didn't see an issue. Big issue now though. Damn life. Any advice for me ? ( already know Im an idiot so not really much need to go there:| ) thanks in advance.
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