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Lucas2008uk

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  1. I know I was done over I have been ringing the fca and been told speak to the ombudsman over it which I have rang but have not heard any thing back. One was a pay day loan which was text aloan 2 were credit cards 2 provident and greenwoods 2 or 3 are on my credit file my credit ratting dropped drastically when with pdhl all in all I owe around 3000 left Have asked pdhl for my records and had nothing off them also can't get a hold of them any more gone into administration.
  2. I was with pdhl I'm now in a worse state than I was b4. I went with a debt company for 3 months can't remember their name and they said they were no longer doing dmp and said.they gave my account to pdhl I was paying 115 a month which was meant to be a 5 year plan. I was paying 15 out to the debt to them once I was with pdhl I was paying 15 like the others company as the honored the contract I stopped receiving emails and all that from pdhl would get a statement every few months after a year I noticed it had gone up from 15 to 25 I was paying I rang pdhl up and they said they would change it back a few month later I noticed it hadn't changed rang back up and they told me I signed a contract I had to pay it a few months after that I got a statement and noticed a month was missing rang up they said it was their administration fee they took one every year and the creditors knew about it I'll cut to the chase in 2015 I found out my plan had gone up to 50 a month them taking out I rang up had a big argument was passed on to one of their bosses they said they were allowed to take up to 48 percent of a payment I stopped paying them 3 months later they rang me up which was 2016 now tried to get me to come back I spoke to a real nice woman and told her I was on a 5 year plan and agreed to pay only 15 out she was helpfull and sorted it out for me to pay 25 I had to go though the money again this and that and I stated to her I will agree only if you promised to make sure it was put right. Well 2 months later I had 2 statements and guess what 50 was taken instead of 25 rang pdhl up they said I agreed to this I said no I didn't I said if u listen to my phone call I stated it in 3 or 4 places I would only agree if it was dropped to 25 they them said they didn't have any recordings plus the women had left the company I then told them I was going to go the cab and requested all my records of my signature and phone calls they never sent me any thing and I then got a letter stating they were stopped by the fca I'm now getting classed by my credit company's I owe money to with a debut of 3000 left and I only had 5500 and was with pdhl for 4 years or a bit over I shouldn't be paying all this back still plus.one.debut was only 100 and they're saying I still owe then 60 pound need help
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